CCertihomes
2968 County Highway 11, Hartwick, NY 13348

$349,000

6 beds 3 baths 2,728 sqft Built 190067 days on marketActive

About this home

Welcome to "THE COOP!" Looking for a FANTASTIC rental income opportunity!? We have one for you, ready to go! All 3 units are occupied and ready for you to start receiving rental income! This is a fabulous property on almost 4 1/2 acres of land overlooking the countryside! The 1st unit is spacious!! 3 bedrooms, 1 bath, kitchen, dining room, family room and a living room that leads out to a sunny deck! 2nd unit includes...1 bedroom, 1 bath, kitchen and living room. 3rd unit includes... 2 beds, 1 bath, kitchen, living from dining room combo, leading out to a sunny deck. All units have a washer and dryer for convenience. The Maintenace and up-keep on this property has been well cared for by the management team. Many upgrades have been completed. A new septic system, new furnaces and interior updates keep this investment in great running condition. Many opportunities to expand to another apartment with-in the huge garage space. Or rent out the garage for boat or car storage. Plenty of parking as well! This money-making property would be fabulous for a live in owner. Occupy 1 unit and have the other 2 units pay your mortgage! All of this is just a short drive to Cooperstown and Oneonta! Please call-in advance for showings so we can give these lovely tenants time to schedule you in.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,967/mo

Real estate (PITI + HOA + PMI)
$3,125
Principal + interest$2,239
Property tax + insurance$755
PMI / 2nd mortgage$131
Utilities
$1,769
Heating + cooling$738
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,967/mo TLC
Budget$5,000/mo
Remaining after TLC$1,033/mo
Purchase price
$349,000
Down payment
$17,450 (5%)
Loan amount
$331,550
APR
7.15%

Quick facts

Type
MultiFamily
Style
Triplex
Year built
1900
Lot size
4.46 ac
Stories
1
Heating
Gas, Propane, Oil, Stove, Zoned, ForcedAir, HotWater, NaturalGas
Cooling
Zoned
Water
Connected, Public
HOA
Annual tax
$3,946
MLS #
R1611423
County
Otsego

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeater
Interior
Storage
Exterior
DeckFence
Parking
CommonGravelParkingAvailable
Flooring
Hardwood, Varies, Vinyl
Sewer
SepticTank

Lot features

Agricultural, Rectangular, RectangularLot

Neighborhood — 13348

MetricThis ZIPCountyUSA
Population1,14919,351,094299,088,112
Population Change Since19903.00%8.00%20.00%
Population Density32395
Male5719,381,926147,432,321
Female5779,969,168151,655,844
Never Married2184,946,39163,775,926
Married5407,166,701123,120,365
Separated181,159,67312,639,686
Widowed751,110,24515,467,586
Divorced1101,210,44823,075,029
Number Of House Hold4407,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.3236.5335.46
Median House Hold Income$35,760$49,847$48,276
Average House Hold Income$57,353$70,032$63,629
P C I$21,971$26,569$24,529
M D I$31,817$42,210$41,133
A T H E$47,970$54,185$50,898
S T R8.00%4.00%
W C J78.79%81.55%77.74%
(Zip) Code
13348

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/2/2025. Provided courtesy of Cedar Ridge Realty via Buffalo MLS. Information deemed reliable but not guaranteed.