CCertihomes
54 W 5th Street, Oswego, NY 13126

$585,000

6 beds 5 baths 4,226 sqft Built 186058 days on marketActive

About this home

THIS ICONIC HOME, FEATURED ON HGTV AND CNBC, IS A TRUE GEM IN OSWEGO'S SOUGHT-AFTER HISTORIC DISTRICT. THIS 6-BEDROOM, 5-BATHROOM BEAUTY SEAMLESSLY COMBINES CLASSIC CHARM WITH LUXURIOUS MODERN UPDATES. ONCE A BELOVED SORORITY HOUSE, IT HAS BEEN TRANSFORMED THROUGH EXTENSIVE RENOVATIONS INTO A SHOWSTOPPING PRIVATE RESIDENCE UNLIKE ANY OTHER. THE OUTDOOR SPACE HAS BEEN COMPLETELY REIMAGINED WITH OVER $160, 000 IN CUSTOM UPGRADES, CREATING A PERSONAL PARADISE RIGHT IN YOUR BACKYARD. ENJOY TWO OUTDOOR FIREPLACES (ONE WOOD-BURNING STONE, ONE PROPANE), A SERENE WATERFALL FEATURE, HOT TUB WITH AUTOMATED COVER, PUTTING GREEN, EXQUISITE MOSAIC HARDSCAPE, AND A PICTURESQUE PERGOLA — ALL SURROUNDED BY NEW VINYL FENCING. THE FRESHLY PAINTED EXTERIOR AND EXPANDED PARKING AREA ONLY ADD TO THE HOME'S CURB APPEAL AND FUNCTIONALITY. STEP INSIDE TO FIND A GRAND ENTRYWAY WITH A DRAMATIC WOOD STAIRCASE AND GLEAMING HARDWOOD FLOORS THROUGHOUT. THE FIRST FLOOR FEATURES HIGH CEILINGS, TWO RECENTLY CONVERTED GAS FIREPLACES, AND LIGHT-FILLED LIVING SPACES DESIGNED FOR COMFORT AND STYLE. THE KITCHEN IS A CHEF’S DREAM WITH STAINLESS STEEL APPLIANCES, SOLID STONE COUNTERTOPS, AND A BUILT-IN WINE COOLER. UPSTAIRS, THE SECOND FLOOR OFFERS SIX SPACIOUS BEDROOMS — THREE WITH THEIR OWN FIREPLACES — ALONG WITH THREE FULL BATHROOMS AND A CONVENIENT LAUNDRY ROOM. A WALKOUT PORCH OFFERS STUNNING SUNSET VIEWS OVER LAKE ONTARIO, PERFECT FOR YOUR MORNING COFFEE OR EVENING UNWIND. THE THIRD FLOOR IS FULLY FINISHED AND INCLUDES ANOTHER FULL BATHROOM — IDEAL FOR A GUEST SUITE, HOME OFFICE, STUDIO, OR GAME ROOM. LOCATED JUST STEPS FROM LAKE ONTARIO AND MINUTES TO SUNY OSWEGO, WALMART, LOWES, SHOPS, AND LOCAL DINING HOTSPOTS, THIS ONE-OF-A-KIND HOME OFFERS THE PERFECT BLEND OF LOCATION, LUXURY, AND LIFESTYLE

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$6,639/mo

Real estate (PITI + HOA + PMI)
$5,494
Principal + interest$3,754
Property tax + insurance$1,521
PMI / 2nd mortgage$219
Utilities
$2,518
Heating + cooling$1,096
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$6,639/mo TLC
Budget$7,139/mo
Remaining after TLC$500/mo
Purchase price
$585,000
Down payment
$29,250 (5%)
Loan amount
$555,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, HistoricAntique
Year built
1860
Lot size
0.303 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$9,863
MLS #
S1611321
County
Oswego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
DryerDishwasherFreeStandingRangeGasWaterHeaterOvenRefrigeratorWineCoolerWasher
Interior
CeilingFansDenSeparateFormalDiningRoomEntranceFoyerSeparateFormalLivingRoomOtherPantrySeeRemarksSolidSurfaceCounters
Exterior
BlacktopDrivewayFenceHotTubSpaPatio
Parking
AttachedElectricityGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

CornerLot, Other, NearPublicTransit, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/2/2025. Provided courtesy of Howard Hanna Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.