CCertihomes
45 Mcdonald Road, Colchester, NY 13782

$35,500

0 beds 0 baths 0 days on marketActive

About this home

Discover your own private haven with this exceptional parcel of land, located in the peaceful town of Colchester, NY. Spanning a generous acreage, this land offers a perfect blend of privacy and accessibility, making it an ideal location for your dream home, weekend getaway, or investment property. With no restrictions in the town of Colchester, you have the freedom to build and use the land as you envision, whether it’s a cozy cabin retreat, a custom-built home, or a place to park an RV and explore nature. This property comes with power readily available, ensuring that setting up your ideal living space is both straightforward and convenient. Imagine the ease of bringing your vision to life with essential utilities just a connection away. Plus, with seller financing available through Vacant Land Bargains, owning this incredible piece of land is more achievable than ever. Nestled in a picturesque area with low taxes, this land offers an unbeatable combination of affordability and scenic beauty. The property boasts stunning views of the surrounding landscape, where rolling hills and lush greenery create a serene backdrop for your future home. Directions: 1. To arrive at this address: enter "498 McDonald Rd, Hamden, NY 13782, USA" in mapping software, you will see a house and a dirt road going past it on the right. 2. The Right of Way to the property is the dirt road on the East side of Mcdonald Rd and right of the house at this address. 3. Follow the dirt road for .21 miles until you see a house on the right and the road Forks, stay to the left and continue. 4. Continue past the house for .12 mile to reach the South West Corner of the property on the right hand side of the road, GPS coordinates: "42.134000, -74.987694". 5. The North West Corner of the property is located here: GPS coordinates: "42.1347, -74.9871".

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$636/mo

Real estate (PITI + HOA + PMI)
$313
Principal + interest$228
Property tax + insurance$72
PMI / 2nd mortgage$13
Utilities
$492
Heating + cooling$98
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$636/mo TLC
Budget$5,000/mo
Remaining after TLC$4,364/mo
Purchase price
$35,500
Down payment
$1,775 (5%)
Loan amount
$33,725
APR
7.15%

Quick facts

Type
Residential
Style
Year built
Lot size
5 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$316
MLS #
B1611696
County
Delaware

Home features

Exterior
DirtDriveway
Parking
NoGarageSharedDriveway
Sewer
None

Lot features

Rectangular, RectangularLot, RuralLot, Secluded, Level, Wooded

Neighborhood — 13782

MetricThis ZIPCountyUSA
Population43419,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density16395
Male2179,381,926147,432,321
Female2179,969,168151,655,844
Never Married584,946,39163,775,926
Married2417,166,701123,120,365
Separated91,159,67312,639,686
Widowed351,110,24515,467,586
Divorced311,210,44823,075,029
Number Of House Hold1867,102,016111,826,380
Average House Hold Size2.332.642.60
Medial Age45.9836.5335.46
Median House Hold Income$38,268$49,847$48,276
Average House Hold Income$41,170$70,032$63,629
P C I$17,678$26,569$24,529
M D I$34,062$42,210$41,133
A T H E$38,601$54,185$50,898
S T R8.00%4.00%
W C J81.58%81.55%77.74%
(Zip) Code
13782

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/2/2025. Provided courtesy of The Greene Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.