CCertihomes
2556 County Highway 22, Richfield, NY 13439

$509,900

3 beds 2 baths 1,446 sqft Built 198634 days on marketActive

About this home

WELCOME TO YOUR LAKESIDE RETREAT ON BEAUTIFUL CANADARAGO LAKE! This exceptional lake access home offers the perfect blend of comfort, style, and breathtaking views. Featuring THREE SPACIOUS BEDROOMS and TWO FULL BATHROOMS, this home is designed for both everyday living and unforgettable getaways. Step into the UPDATED KITCHEN, where GRANITE COUNTERTOPS, SKYLIGHTS, and modern finishes make cooking a joy. The OPEN LIVING AREA flows effortlessly to the outdoors with SLIDING GLASS DOORS leading to a COVERED FRONT DECK- ideal for entertaining, sipping morning coffee, or simply relaxing as you watch the sun rise and set over the sparkling lake. Enjoy the serene beauty of Canadarago Lake from multiple vantage points, including a walkout deck and a private deck off the owner's bedroom. Weather your hosting guests or soaking in the peaceful atmosphere, every space is thoughtfully designed to take full advantage of the lake views. ADDITIONAL HIGHLIGHTS INCLUDE: A TWO CAR GARAGE, 5 ACRES OF LAND, A FLOATING DOCK AND OWNERSHIP OF 30 FOOT LAKE FRONTAGE just steps away. This is more than just a home - it's a LIFESTYLE.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,723/mo

Real estate (PITI + HOA + PMI)
$4,264
Principal + interest$3,272
Property tax + insurance$801
PMI / 2nd mortgage$191
Utilities
$1,117
Heating + cooling$409
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,723/mo TLC
Budget$5,223/mo
Remaining after TLC$500/mo
Purchase price
$509,900
Down payment
$25,495 (5%)
Loan amount
$484,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
ModularPrefab, TwoStory
Year built
1986
Lot size
5.11 ac
Stories
2
Heating
Electric, Propane, Baseboard, ForcedAir, HotWater
Cooling
CentralAir
Water
Well
HOA
Annual tax
$3,449
MLS #
R1608376
County
Otsego

At a glance

Air conditioning
Basement
Garage (2)

Home features

Appliances
BuiltInRangeBuiltInOvenDoubleOvenDryerDishwasherElectricCooktopExhaustFanElectricWaterHeaterFreezerMicrowaveRangeHoodWasherHumidifier
Interior
CathedralCeilingsDenEntranceFoyerEatInKitchenSeparateFormalLivingRoomGraniteCountersKitchenIslandKitchenFamilyRoomComboPullDownAtticStairsSlidingGlassDoorsSkylightsWindowTreatmentsBathInPrimaryBedroomMainLevelPrimaryPrimarySuiteProgrammableThermostatWorkshop
Exterior
BlacktopDrivewayBalconyDeckDockSeeRemarksPropaneTankLeased
Parking
AttachedUndergroundGarageGarageDoorOpener
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13439

MetricThis ZIPCountyUSA
Population2,54919,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density28395
Male1,2469,381,926147,432,321
Female1,3039,969,168151,655,844
Never Married4664,946,39163,775,926
Married1,2007,166,701123,120,365
Separated1111,159,67312,639,686
Widowed1991,110,24515,467,586
Divorced1881,210,44823,075,029
Number Of House Hold9787,102,016111,826,380
Average House Hold Size2.562.642.60
Medial Age43.4736.5335.46
Median House Hold Income$39,057$49,847$48,276
Average House Hold Income$51,728$70,032$63,629
P C I$19,884$26,569$24,529
M D I$34,272$42,210$41,133
A T H E$44,222$54,185$50,898
S T R8.00%4.00%
W C J84.89%81.55%77.74%
(Zip) Code
13439

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/2/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.