CCertihomes
124 Gray Street, Rochester, NY 14609

$125,000

0 beds 0 baths 1,268 sqft Built 190034 days on marketActive

About this home

This property is part of a 7 property portfolio being offered for $860, 000.00. Seller will not sell properties separately. 409 Hague St (R1609089), 286-288 Clay Ave (R1609087), 124 Gray St (R1609085), 204 Fairgate St (R1609084), 87 Sunset St (R1609081), 91 Cameron St (R1609080), 22 Michigan St (R1609079).

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,774/mo

Real estate (PITI + HOA + PMI)
$1,233
Principal + interest$802
Property tax + insurance$384
PMI / 2nd mortgage$47
Utilities
$983
Heating + cooling$337
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,774/mo TLC
Budget$5,000/mo
Remaining after TLC$3,226/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1900
Lot size
0.08 ac
Stories
0
Heating
Gas, HotWater, Steam
Cooling
Water
Connected, Public
HOA
Annual tax
$2,627
MLS #
R1609085
County
Monroe

At a glance

Basement

Home features

Appliances
GasWaterHeaterSeeRemarks
Interior
OtherSeeRemarks
Parking
NoGarageNoDriveway
Flooring
Other, SeeRemarks
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14609

MetricThis ZIPCountyUSA
Population45,98519,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density5,653395
Male21,3709,381,926147,432,321
Female24,6159,969,168151,655,844
Never Married12,5094,946,39163,775,926
Married14,4197,166,701123,120,365
Separated2,5041,159,67312,639,686
Widowed3,3811,110,24515,467,586
Divorced3,5941,210,44823,075,029
Number Of House Hold18,7487,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age35.7936.5335.46
Median House Hold Income$39,028$49,847$48,276
Average House Hold Income$46,133$70,032$63,629
P C I$19,350$26,569$24,529
M D I$34,179$42,210$41,133
A T H E$41,394$54,185$50,898
S T R8.00%4.00%
W C J76.38%81.55%77.74%
(Zip) Code
14609

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/3/2025. Provided courtesy of Cornerstone Realty Associates via Buffalo MLS. Information deemed reliable but not guaranteed.