CCertihomes
286 Clay Avenue, Rochester, NY 14613

$125,000

4 beds 2 baths 2,270 sqft Built 191034 days on marketActive

About this home

This property is part of a 7 property portfolio being offered for $860, 000.00. Seller will not sell properties separately. 409 Hague St (R1609089), 286-288 Clay Ave (R1609087), 124 Gray St (R1609085), 204 Fairgate St (R1609084), 87 Sunset St (R1609081), 91 Cameron St (R1609080), 22 Michigan St (R1609079).

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,124/mo

Real estate (PITI + HOA + PMI)
$1,334
Principal + interest$802
Property tax + insurance$485
PMI / 2nd mortgage$47
Utilities
$1,481
Heating + cooling$586
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,124/mo TLC
Budget$5,000/mo
Remaining after TLC$2,876/mo
Purchase price
$125,000
Down payment
$6,250 (5%)
Loan amount
$118,750
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1910
Lot size
0.13 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,332
MLS #
R1609087
County
Monroe

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
PavedTwoOrMoreSpaces
Flooring
Other, SeeRemarks
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14613

MetricThis ZIPCountyUSA
Population16,22319,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density8,127395
Male7,8909,381,926147,432,321
Female8,3339,969,168151,655,844
Never Married5,1164,946,39163,775,926
Married3,9987,166,701123,120,365
Separated9331,159,67312,639,686
Widowed5461,110,24515,467,586
Divorced1,4981,210,44823,075,029
Number Of House Hold6,1807,102,016111,826,380
Average House Hold Size2.602.642.60
Medial Age29.7136.5335.46
Median House Hold Income$32,869$49,847$48,276
Average House Hold Income$44,806$70,032$63,629
P C I$17,162$26,569$24,529
M D I$29,190$42,210$41,133
A T H E$40,396$54,185$50,898
S T R8.00%4.00%
W C J74.82%81.55%77.74%
(Zip) Code
14613

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/3/2025. Provided courtesy of Cornerstone Realty Associates via Buffalo MLS. Information deemed reliable but not guaranteed.