CCertihomes
5543 Rt-89, Varick, NY 14521

$349,000

4 beds 1 baths 722 sqft Built 195068 days on marketActive

About this home

Escape to your own slice of the Finger Lakes! Located on the stunning Cayuga Lake Wine Trail, surrounded by wineries and natural beauty. This cozy approximately 722 SqFt cottage which includes an addition and tip-out offers nearly 100 feet of direct lake frontage on beautiful Cayuga Lake. Relax on the expansive deck with sweeping views of the lake. Only steps away lead down to a flat, grassy area perfect for lawn games and evening bonfires, then down to a peaceful pebble beach. Newly installed dock with a hoist is ready for your boat and enjoyment. Upon entering this ranch style layout, you'll find an inviting and open living area, with dining space, an efficient kitchen, 4 bedrooms, and a bathroom equipped with an electric incinerator toilet. Peace of mind with recently updated roofing, ensuring years of protection ahead. Convenient access with ample parking. Tucked amid rolling vineyards and peaceful lakeside charm--Across the road from Goose Watch Winery and only minutes from Knapp, Lakeshore, Buttonwood Grove, to name just a few. Renovate, expand, or enjoy as-is—opportunities like this are rare in the region. Don’t miss your chance to own this gem. Please allow 48 hours minimum for response on all offers.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,566/mo

Real estate (PITI + HOA + PMI)
$3,265
Principal + interest$2,239
Property tax + insurance$895
PMI / 2nd mortgage$131
Utilities
$684
Heating + cooling$194
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$3,566/mo TLC
Budget$5,000/mo
Remaining after TLC$1,434/mo
Purchase price
$349,000
Down payment
$17,450 (5%)
Loan amount
$331,550
APR
7.15%

Quick facts

Type
MobileHome
Style
Cottage, MobileHome
Year built
1950
Lot size
0.2 ac
Stories
1
Heating
Other, SeeRemarks, None
Cooling
Water
Connected, Public, Other, SeeRemarks
HOA
Annual tax
$6,640
MLS #
R1610546
County
Seneca

At a glance

Waterfront

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigeratorSeeRemarksWaterHeater
Interior
SeparateFormalLivingRoomLivingDiningRoomBedroomOnMainLevel
Exterior
DeckDockGravelDrivewaySeeRemarks
Parking
NoGarageSharedDriveway
Flooring
Carpet, Laminate, Varies
Roof
Metal
Sewer
Other, SeeRemarks

Lot features

Agricultural, Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14521

MetricThis ZIPCountyUSA
Population2,97919,351,094299,088,112
Population Change Since199039.00%8.00%20.00%
Population Density73395
Male1,8829,381,926147,432,321
Female1,0979,969,168151,655,844
Never Married9864,946,39163,775,926
Married8067,166,701123,120,365
Separated3351,159,67312,639,686
Widowed1811,110,24515,467,586
Divorced2461,210,44823,075,029
Number Of House Hold5697,102,016111,826,380
Average House Hold Size2.872.642.60
Medial Age32.2036.5335.46
Median House Hold Income$37,201$49,847$48,276
Average House Hold Income$46,132$70,032$63,629
P C I$16,564$26,569$24,529
M D I$32,962$42,210$41,133
A T H E$41,478$54,185$50,898
S T R8.00%4.00%
W C J81.76%81.55%77.74%
(Zip) Code
14521

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/3/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.