CCertihomes
43206 Murray, Clayton, NY 13624

$349,500

2 beds 2 baths 608 sqft Built 195672 days on marketActive

About this home

Murray Island hideawy on the beautiful St. Lawrence River. Two-bedroom, fully-equipped, well-maintained cabin in a quiet, private natural setting on 1.1 acre of historic Murray Island. Home has lovely River views of the islands with shipping channel background. Wooded, scenic surroundings. The nearby walking paths take you through the quiet woods and panoramic River scenes of Murray Island. Use as a relaxing getaway or investment. Consistent & solid rental history. Boat access only. Located close to Thousand Island Park & Wellsley Island State Park. Easy boat trip from Fishers Landing. Adjacent land is owned by TILT and is intended to remain undeveloped. Murray Island Assoc. optional membership fee of $95 includes access to Community Building, library, public dock, Post Office, newly-re-surfaced tennis court, and sitting park overlooking shipping channel. Unique offering! Private showing by appointment. Taxes TBD as it was part of larger parcel. Marine Res zoning.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,408/mo

Real estate (PITI + HOA + PMI)
$3,116
Principal + interest$2,243
Property tax + insurance$734
HOA$8
PMI / 2nd mortgage$131
Utilities
$679
Heating + cooling$190
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,408/mo TLC
Budget$5,000/mo
Remaining after TLC$1,592/mo
Purchase price
$349,500
Down payment
$17,475 (5%)
Loan amount
$332,025
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cabin, Cottage
Year built
1956
Lot size
1.1 ac
Stories
1
Heating
Wood
Cooling
Water
Lake, River
HOA
$95 / Annually
Annual tax
$4,664
MLS #
S1611715
County
Jefferson

At a glance

Fireplace
Waterfront

Home features

Appliances
ElectricWaterHeaterFreeStandingRangeMicrowaveOvenRefrigerator
Interior
KitchenFamilyRoomComboBedroomOnMainLevel
Exterior
DeckDockSeeRemarks
Community
TrailsPaths
Parking
NoGarageNoDriveway
Flooring
Hardwood, Varies, Vinyl
Roof
Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Secluded, SeeRemarks, Wooded

Neighborhood — 13624

MetricThis ZIPCountyUSA
Population4,14419,351,094299,088,112
Population Change Since199023.00%8.00%20.00%
Population Density58395
Male2,7049,381,926147,432,321
Female1,4409,969,168151,655,844
Never Married1,3724,946,39163,775,926
Married1,4717,166,701123,120,365
Separated3191,159,67312,639,686
Widowed1571,110,24515,467,586
Divorced2971,210,44823,075,029
Number Of House Hold1,0397,102,016111,826,380
Average House Hold Size2.672.642.60
Medial Age37.4436.5335.46
Median House Hold Income$44,285$49,847$48,276
Average House Hold Income$50,928$70,032$63,629
P C I$17,694$26,569$24,529
M D I$37,937$42,210$41,133
A T H E$44,293$54,185$50,898
S T R7.75%4.00%
W C J76.24%81.55%77.74%
(Zip) Code
13624

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/3/2025. Provided courtesy of Front Porch Realty via Buffalo MLS. Information deemed reliable but not guaranteed.