CCertihomes
188 Main Street, Cortland, NY 13045

$54,900

1 beds 0 baths 4,160 sqft Built 196856 days on marketActive

About this home

This Main St mixed-use building needs renovation to make it your own. Downstairs was a bar/restaurant with a commercial kitchen, a bar, 2 very large rooms with seating for 100 people and 2 public restrooms. The basement features a walk-in cooler, lots of storage and delivery access from the street to the basement. The second floor had a fire and needs complete renovation. There was a studio apartment, a 1 bedroom apartment and 7 individual rooms that were rented. This building could become all residential or remain mixed-use. Lots of opportunity to build to suit. Priced to sell quickly. Bring all offers.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,351/mo

Real estate (PITI + HOA + PMI)
$1,028
Principal + interest$352
Property tax + insurance$655
PMI / 2nd mortgage$21
Utilities
$2,500
Heating + cooling$1,098
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,351/mo TLC
Budget$5,000/mo
Remaining after TLC$2,649/mo
Purchase price
$54,900
Down payment
$2,745 (5%)
Loan amount
$52,155
APR
7.15%

Quick facts

Type
RoomingHouse
Style
Year built
1968
Lot size
0.0631 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$5,160
MLS #
S1612330
County
Cortland

At a glance

Basement

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigeratorSeeRemarks
Interior
WetBarOtherSeeRemarks
Exterior
GravelDriveway
Parking
NoneNoGarage
Flooring
Other, SeeRemarks
Roof
Flat
Sewer
Connected

Lot features

CornerLot, NearPublicTransit, Rectangular, RectangularLot

Schools

Elementary
Other - See Remarks
Middle
Other - See Remarks
High
Cortland Junior-Senior High

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/4/2025. Provided courtesy of Berkshire Hathaway CNY Realty via Buffalo MLS. Information deemed reliable but not guaranteed.