CCertihomes
85 E 5th Street, Oswego-City, NY 13126

$145,000

7 beds 4 baths 3,835 sqft Built 195015 days on marketActive

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,792/mo

Real estate (PITI + HOA + PMI)
$1,570
Principal + interest$930
Property tax + insurance$586
PMI / 2nd mortgage$54
Utilities
$2,342
Heating + cooling$1,008
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$2,792/mo TLC
Budget$5,000/mo
Remaining after TLC$2,208/mo
Purchase price
$145,000
Down payment
$7,250 (5%)
Loan amount
$137,750
APR
7.15%

Quick facts

Type
MultiFamily
Style
Fourplex
Year built
1950
Lot size
0.08 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,540
MLS #
S1611889
County
Oswego

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Parking
TwoOrMoreSpaces
Flooring
Carpet, Hardwood, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/4/2025. Provided courtesy of Kirnan Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.