CCertihomes
5492 State Route 410, Croghan, NY 13620

$175,000

2 beds 2 baths 1,100 sqft Built 193214 days on marketActive

About this home

Welcome to this beautifully renovated 1, 100 square foot home that offers a perfect blend of modern upgrades and peaceful country living. Situated on just over 4 acres, this property also includes private river access, providing a serene escape right in your own back yard. Inside you'll find two bedrooms and a completely redone interior with high-quality finishes throughout. The home features brand new appliances and an open-concept layout that allows for both comfort and functionality. Every detail has been thoughtfully updated, making this home truly move-in ready. The property also includes a detached two-stall garage, offering plenty of room for parking, storage, or a workshop space. With ample outdoor space and quiet setting, this home is ideal for anyone looking to enjoy the beauty of nature without sacrificing modern convenience. Don't miss the opportunity to make this stunning, like-new home yours!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,014/mo

Real estate (PITI + HOA + PMI)
$1,491
Principal + interest$1,123
Property tax + insurance$302
PMI / 2nd mortgage$66
Utilities
$985
Heating + cooling$338
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,014/mo TLC
Budget$5,000/mo
Remaining after TLC$2,986/mo
Purchase price
$175,000
Down payment
$8,750 (5%)
Loan amount
$166,250
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1932
Lot size
4.1 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$1,185
MLS #
S1612394
County
Lewis

At a glance

Basement
Garage (2)

Home features

Appliances
ConvectionOvenDryerRefrigeratorSeeRemarksWaterHeaterWasher
Interior
SeparateFormalDiningRoomKitchenFamilyRoomComboLivingDiningRoomSolidSurfaceCountersBedroomOnMainLevelMainLevelPrimary
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Hardwood, Laminate, Varies
Sewer
SepticTank

Lot features

Agricultural, IrregularLot

Schools

Elementary
Beaver River Elementary

Neighborhood — 13620

MetricThis ZIPCountyUSA
Population2,97719,351,094299,088,112
Population Change Since19905.00%8.00%20.00%
Population Density83395
Male1,4909,381,926147,432,321
Female1,4879,969,168151,655,844
Never Married5954,946,39163,775,926
Married1,4767,166,701123,120,365
Separated731,159,67312,639,686
Widowed1331,110,24515,467,586
Divorced1451,210,44823,075,029
Number Of House Hold9927,102,016111,826,380
Average House Hold Size2.992.642.60
Medial Age36.4336.5335.46
Median House Hold Income$39,924$49,847$48,276
Average House Hold Income$44,712$70,032$63,629
P C I$14,899$26,569$24,529
M D I$34,758$42,210$41,133
A T H E$40,658$54,185$50,898
S T R7.75%4.00%
W C J73.68%81.55%77.74%
(Zip) Code
13620

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/4/2025. Provided courtesy of Homes Realty of Northern New York via Buffalo MLS. Information deemed reliable but not guaranteed.