CCertihomes
7848 Cold Springs Road, Urbana, NY 14810

$264,900

6 beds 3 baths 2,472 sqft Built 201727 days on marketActive

About this home

Check out this unique and versatile property featuring two delightful homes on one spacious lot! The primary residence has been beautifully updated from top to bottom and offers 4 bedrooms and 2 full baths, including a private primary suite. An open-concept living, dining, and kitchen area creates a bright and inviting space—ideal for gatherings, entertaining, or simply enjoying day-to-day living. Step outside to the impressive two-story garage equipped with electric and heat, the upper level is also soundproof —perfect for a workshop, studio, or extra storage. The second home features 2 bedrooms and 1 full bath, with its own generous yard and storage shed—great for extended family, guests, or rental income. Just 10 minutes from Keuka lake! Don’t miss the chance to make this charming property your own—whether you're looking for an in-law setup, investment opportunity, or a live-in-one-rent-the-other scenario, this one checks all the boxes!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,501/mo

Real estate (PITI + HOA + PMI)
$2,839
Principal + interest$1,700
Property tax + insurance$1,040
PMI / 2nd mortgage$99
Utilities
$1,339
Heating + cooling$520
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,501/mo TLC
Budget$5,000/mo
Remaining after TLC$1,499/mo
Purchase price
$264,900
Down payment
$13,245 (5%)
Loan amount
$251,655
APR
7.15%

Quick facts

Type
ManufacturedOnLand
Style
ManufacturedHome, MobileHome
Year built
2017
Lot size
4.234 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
WindowUnits
Water
Well
HOA
Annual tax
$8,396
MLS #
R1611712
County
Steuben

At a glance

Air conditioning
Garage (3)

Home features

Appliances
DryerDishwasherElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasherWaterSoftenerOwned
Interior
BreakfastBarCeilingFansLivingDiningRoomPantryMainLevelPrimaryPrimarySuiteWorkshop
Exterior
GravelDriveway
Parking
DetachedGarage
Flooring
Carpet, Varies, Vinyl
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, Wooded

Neighborhood — 14810

MetricThis ZIPCountyUSA
Population10,78719,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density89395
Male5,4899,381,926147,432,321
Female5,2989,969,168151,655,844
Never Married2,0094,946,39163,775,926
Married4,3527,166,701123,120,365
Separated7701,159,67312,639,686
Widowed7851,110,24515,467,586
Divorced1,1081,210,44823,075,029
Number Of House Hold4,0677,102,016111,826,380
Average House Hold Size2.492.642.60
Medial Age41.1736.5335.46
Median House Hold Income$36,640$49,847$48,276
Average House Hold Income$43,580$70,032$63,629
P C I$17,339$26,569$24,529
M D I$32,263$42,210$41,133
A T H E$39,973$54,185$50,898
S T R8.00%4.00%
W C J80.19%81.55%77.74%
(Zip) Code
14810

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/4/2025. Provided courtesy of Empire Realty Group via Buffalo MLS. Information deemed reliable but not guaranteed.