$199,000
About this home
Welcome to 421 Spruce St, Utica, NY!?Nestled in a quiet, friendly neighborhood just minutes from SUNY Poly and Downtown Utica, this delightful 3-bedroom, 1.25-bath home offers the perfect blend of comfort, charm, and convenience. Step inside and admire the hardwood floors that run throughout the spacious living and dining areas, as well as the first floor bedroom, creating a warm and inviting atmosphere. The kitchen offers space for the chef and guest to gather with plenty of counter space and cupboards. The first floor is rounded out with a 1/4 bath. Off the dining area is heated sunroom, a standout feature, ideal for enjoying your morning coffee, curling up with a book, or simply soaking in the natural light year-round. The full dry basement provides ample storage space or potential for a future rec room or workshop. You’ll also love the attached 1-car garage, offering easy access and additional convenience, especially during those snowy Upstate winters. The driveway was recently widened to allow for additional vehicles. Outside, the large, fully fenced yard provides a safe and secure space for pets, and gardening enthusiasts alike—perfect for hosting gatherings or simply enjoying the outdoors. This home’s prime location ensures you’re close to everything Utica has to offer, from schools and parks to shopping and dining. Whether you’re a first-time buyer or looking for a well-maintained, move-in ready home with classic appeal, 421 Spruce St is a must-see. Don’t miss your chance to make this charming Utica gem your new home!
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $1,863
- Utilities
- $915
- Transportation
- $0
- Other (entertainment)
- $133
Quick facts
At a glance
Home features
Lot features
Rectangular, RectangularLot, ResidentialLot
Neighborhood — 13502
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 29,025 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -17.00% | 8.00% | 20.00% |
| Population Density | 609 | 395 | — |
| Male | 13,833 | 9,381,926 | 147,432,321 |
| Female | 15,191 | 9,969,168 | 151,655,844 |
| Never Married | 7,986 | 4,946,391 | 63,775,926 |
| Married | 10,167 | 7,166,701 | 123,120,365 |
| Separated | 1,622 | 1,159,673 | 12,639,686 |
| Widowed | 2,401 | 1,110,245 | 15,467,586 |
| Divorced | 2,180 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 11,585 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.35 | 2.64 | 2.60 |
| Medial Age | 38.10 | 36.53 | 35.46 |
| Median House Hold Income | $32,508 | $49,847 | $48,276 |
| Average House Hold Income | $40,951 | $70,032 | $63,629 |
| P C I | $17,157 | $26,569 | $24,529 |
| M D I | $28,880 | $42,210 | $41,133 |
| A T H E | $38,331 | $54,185 | $50,898 |
| S T R | 9.00% | 4.00% | — |
| W C J | 81.13% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/5/2025. Provided courtesy of Benn Realty-Remsen via Buffalo MLS. Information deemed reliable but not guaranteed.