CCertihomes
3132 Lower Mountain Road, Cambria, NY 14132

$285,900

3 beds 2 baths 1,528 sqft Built 196267 days on marketActive

About this home

Welcome to your home in the country. This 3 bedroom, 2 bath split level home boasts hardwood floors throughout, main bedroom with on suite, large living room with vaulted ceiling. The metal roof is 5 years old. AC, Furnace and Hot Water Tank is all about 3 years old. Enjoy the summer mornings on your sun porch listening to the quiet sounds of the country, but just 15 minutes from the city. Bring your creative touches and make this home your own.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,120/mo

Real estate (PITI + HOA + PMI)
$2,574
Principal + interest$1,834
Property tax + insurance$633
PMI / 2nd mortgage$107
Utilities
$1,118
Heating + cooling$407
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,120/mo TLC
Budget$5,000/mo
Remaining after TLC$1,880/mo
Purchase price
$285,900
Down payment
$14,295 (5%)
Loan amount
$271,605
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
SplitLevel
Year built
1962
Lot size
0.49 ac
Stories
1
Heating
Propane, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$3,768
MLS #
B1612420
County
Niagara

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DryerElectricCooktopFreeStandingRangeMicrowaveOvenPropaneWaterHeaterRefrigeratorWasher
Interior
CathedralCeilingsSeparateFormalLivingRoomSolidSurfaceCountersNaturalWoodworkBathInPrimaryBedroom
Exterior
BlacktopDrivewayEnclosedPorchPorchPropaneTankLeased
Parking
AttachedGarageGarageDoorOpener
Flooring
Carpet, CeramicTile, Hardwood, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Schools

High
Niagara-Wheatfield Senior High

Neighborhood — 14132

MetricThis ZIPCountyUSA
Population7,11219,351,094299,088,112
Population Change Since199019.00%8.00%20.00%
Population Density258395
Male3,5099,381,926147,432,321
Female3,6039,969,168151,655,844
Never Married1,3424,946,39163,775,926
Married3,5487,166,701123,120,365
Separated1611,159,67312,639,686
Widowed4051,110,24515,467,586
Divorced2961,210,44823,075,029
Number Of House Hold2,4927,102,016111,826,380
Average House Hold Size2.842.642.60
Medial Age38.7036.5335.46
Median House Hold Income$52,101$49,847$48,276
Average House Hold Income$59,348$70,032$63,629
P C I$21,112$26,569$24,529
M D I$43,807$42,210$41,133
A T H E$49,098$54,185$50,898
S T R8.00%4.00%
W C J75.30%81.55%77.74%
(Zip) Code
14132

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/5/2025. Provided courtesy of HUNT Real Estate Corporation via Buffalo MLS. Information deemed reliable but not guaranteed.