CCertihomes
56 River Street, Sidney, NY 13838

$149,900

4 beds 2 baths 2,074 sqft Built 182035 days on marketActive

About this home

Investment opportunity for this 2 family apartment building with large garage/barn in back yard. Parking in back. Or live in one and rent out the other to help pay your mortgage. 1st floor tenant has been with landlord several years. Landlord is so happy with this tenant he has been reluctant to raise the rent. Tenants pay for their own utilities. Landlord pays $1800 in Flood insurance, and also pays for water/sewer and taxes.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,203/mo

Real estate (PITI + HOA + PMI)
$1,477
Principal + interest$962
Property tax + insurance$459
PMI / 2nd mortgage$56
Utilities
$1,371
Heating + cooling$531
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$2,203/mo TLC
Budget$5,000/mo
Remaining after TLC$2,797/mo
Purchase price
$149,900
Down payment
$7,495 (5%)
Loan amount
$142,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1820
Lot size
0.23 ac
Stories
2
Heating
Propane, Oil, Other, SeeRemarks, ForcedAir
Cooling
Other, SeeRemarks
Water
Connected, Public
HOA
Annual tax
$2,853
MLS #
R1612004
County
Delaware

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricWaterHeaterPropaneWaterHeater
Exterior
Fence
Parking
GravelTwoOrMoreSpacesUnpaved
Flooring
Carpet, Varies, Vinyl
Roof
Asphalt, Pitched
Sewer
Connected

Lot features

FloodZone, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13838

MetricThis ZIPCountyUSA
Population5,45819,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density698395
Male2,6209,381,926147,432,321
Female2,8389,969,168151,655,844
Never Married1,0824,946,39163,775,926
Married2,2077,166,701123,120,365
Separated3001,159,67312,639,686
Widowed4701,110,24515,467,586
Divorced4291,210,44823,075,029
Number Of House Hold2,1547,102,016111,826,380
Average House Hold Size2.492.642.60
Medial Age40.3436.5335.46
Median House Hold Income$33,528$49,847$48,276
Average House Hold Income$43,345$70,032$63,629
P C I$18,056$26,569$24,529
M D I$29,711$42,210$41,133
A T H E$39,741$54,185$50,898
S T R8.00%4.00%
W C J88.31%81.55%77.74%
(Zip) Code
13838

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/5/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.

56 River Street · Sidney — $149,900 · Certihomes