CCertihomes
28 Payne Street, Hamilton, NY 13346

$389,000

4 beds 3 baths 2,098 sqft Built 18254 days on marketActive

About this home

Welcome to 28 Payne St. offering spacious sized rooms & closets! Large Living room opens into dining, kitchen, 1/2/bath-Laundry, w/walk-in pantry off kitchen & 'mud room' back door entry area! PLUS full bath & downstairs bedroom (or office!) await! Several doors at this level open up to wrapped porch for great access inside & out! Upstairs offers full bath, & three bedrooms, good closet spaces within and wood floors throughout. Basement hosts utilities with an interior and exterior access. Nice backyard partially fenced in will help hold in the pups & kids, while its two-story Barn will hold bikes, cars and all the "stuff" we put in there! A wonderful location offering quick walk or bike to 7-Oaks, schools & all things Village!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,508/mo

Real estate (PITI + HOA + PMI)
$3,843
Principal + interest$2,496
Property tax + insurance$1,201
PMI / 2nd mortgage$146
Utilities
$1,434
Heating + cooling$565
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$4,508/mo TLC
Budget$5,008/mo
Remaining after TLC$500/mo
Purchase price
$389,000
Down payment
$19,450 (5%)
Loan amount
$369,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Colonial, TwoStory
Year built
1825
Lot size
0.23 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$9,186
MLS #
S1611992
County
Madison

At a glance

Basement
Garage (2)

Home features

Appliances
DryerElectricWaterHeaterRefrigeratorWasherWaterSoftenerOwned
Interior
SeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomSolidSurfaceCountersWalkInPantryBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Other, SeeRemarks, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

PieShapedLot

Neighborhood — 13346

MetricThis ZIPCountyUSA
Population5,64719,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density158395
Male2,6529,381,926147,432,321
Female2,9959,969,168151,655,844
Never Married2,7974,946,39163,775,926
Married1,4537,166,701123,120,365
Separated3111,159,67312,639,686
Widowed2601,110,24515,467,586
Divorced2911,210,44823,075,029
Number Of House Hold1,3217,102,016111,826,380
Average House Hold Size2.522.642.60
Medial Age22.3536.5335.46
Median House Hold Income$41,200$49,847$48,276
Average House Hold Income$57,800$70,032$63,629
P C I$16,324$26,569$24,529
M D I$35,877$42,210$41,133
A T H E$48,231$54,185$50,898
S T R8.00%4.00%
W C J85.59%81.55%77.74%
(Zip) Code
13346

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/5/2025. Provided courtesy of Susie Gustafson R.E., LLC via Buffalo MLS. Information deemed reliable but not guaranteed.