CCertihomes
46 Kirby Street, Bainbridge, NY 13733

$149,900

3 beds 2 baths 1,248 sqft Built 19390 days on marketActive

About this home

Cozy with plenty of room, generous yard with room for gardening, or playing and an oversized garage where you can have a nice work area and storage on the second level. This home offers plenty of room for living and storage. Don't miss the hardwood floors. All this withing in a few minutes of down town and easy access to I-88.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,990/mo

Real estate (PITI + HOA + PMI)
$1,469
Principal + interest$962
Property tax + insurance$451
PMI / 2nd mortgage$56
Utilities
$961
Heating + cooling$326
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,990/mo TLC
Budget$5,000/mo
Remaining after TLC$3,010/mo
Purchase price
$149,900
Down payment
$7,495 (5%)
Loan amount
$142,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, HistoricAntique, TwoStory
Year built
1939
Lot size
0.22 ac
Stories
2
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,182
MLS #
R1612751
County
Chenango

At a glance

Basement
Garage (1)

Home features

Appliances
ExhaustFanElectricWaterHeaterFreeStandingRangeOvenRangeHood
Interior
OtherSeeRemarks
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot

Neighborhood — 13733

MetricThis ZIPCountyUSA
Population5,18819,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density59395
Male2,5989,381,926147,432,321
Female2,5909,969,168151,655,844
Never Married9254,946,39163,775,926
Married2,4777,166,701123,120,365
Separated1911,159,67312,639,686
Widowed2781,110,24515,467,586
Divorced4251,210,44823,075,029
Number Of House Hold1,9457,102,016111,826,380
Average House Hold Size2.662.642.60
Medial Age39.6336.5335.46
Median House Hold Income$40,198$49,847$48,276
Average House Hold Income$48,342$70,032$63,629
P C I$18,320$26,569$24,529
M D I$35,088$42,210$41,133
A T H E$42,743$54,185$50,898
S T R8.00%4.00%
W C J78.15%81.55%77.74%
(Zip) Code
13733

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/5/2025. Provided courtesy of Country Squire Realty via Buffalo MLS. Information deemed reliable but not guaranteed.