CCertihomes
Searls Road, Homer, NY 13045

$139,000

0 beds 0 baths 3 days on marketActive

About this home

Looking for your dream land to build your forever home? Check out these 20 acres of bliss. This property has so much to offer, 5+ acres of meadow with pond, bordered by woods and a creek to total the 20. All this is located in a beautiful neighborhood of rolling pastures, scenic views and privacy. This property is 8 minutes from town, Rt 13 or Rt. 11 depending which way you choose, Homer or Cortland, and close to 81. Access can be from Searls Rd or from Sessions Hill. You will see a path down into the land next to my sign.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,312/mo

Real estate (PITI + HOA + PMI)
$1,329
Principal + interest$892
Property tax + insurance$385
PMI / 2nd mortgage$52
Utilities
$1,882
Heating + cooling$789
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$2,312/mo TLC
Budget$5,000/mo
Remaining after TLC$2,688/mo
Purchase price
$139,000
Down payment
$6,950 (5%)
Loan amount
$132,050
APR
7.15%

Quick facts

Type
Agriculture
Style
Year built
Lot size
20 ac
Stories
0
Heating
Cooling
Water
None
HOA
Annual tax
$1,386
MLS #
S1612623
County
Cortland

Home features

Exterior
SeeRemarks
Parking
NoDriveway
Sewer
None

Lot features

IrregularLot, ResidentialLot, Wooded, Level, PondOnLot, StreamCreek

Neighborhood — 13045

MetricThis ZIPCountyUSA
Population28,78519,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density273395
Male13,7149,381,926147,432,321
Female15,0709,969,168151,655,844
Never Married9,0554,946,39163,775,926
Married9,6337,166,701123,120,365
Separated1,8741,159,67312,639,686
Widowed1,7491,110,24515,467,586
Divorced2,1291,210,44823,075,029
Number Of House Hold10,1437,102,016111,826,380
Average House Hold Size2.512.642.60
Medial Age31.8336.5335.46
Median House Hold Income$34,625$49,847$48,276
Average House Hold Income$44,673$70,032$63,629
P C I$16,699$26,569$24,529
M D I$30,687$42,210$41,133
A T H E$40,548$54,185$50,898
S T R8.00%4.00%
W C J78.84%81.55%77.74%
(Zip) Code
13045

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/7/2025. Provided courtesy of Yaman Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.