CCertihomes
2712 Silver Lake Road, Hancock, NY 13783

$379,000

2 beds 1 baths 900 sqft Built 195049 days on marketActive

About this home

Tucked among the trees of Silver Lake in Hancock, NY, this rare and charming cottage compound is the Catskills escape you've been waiting for. Set on two adjacent lots, this offering includes a finished 2BR/1BA lake house with room to personalize and a second cottage that is framed and ready for your vision. Enjoy the finished cottage right away while you finish the second building, and dream up the other ways you can make this compound fit your lifestyle and dreams. The hard part is done with the second building—includes a new roof and expanded living area—so just bring your design-forward touches and let your imagination take over. This will be a killer property! The finished cottage is bright, inviting, and filled with light thanks to large windows, vaulted ceilings, and crisp white walls. An open-concept living area flows into a lofted space that's a perfect getaway within this getaway. The efficient kitchen boasts cottage-style appeal, and simplicity shines in the bathroom. Two tranquil bedrooms create serene sleeping spaces. Wide plank-style floors throughout add warmth and contrast. The dining sunroom in the finished cottage feels like you are floating among the trees. It overlooks the lake and expansive deck—your front-row seat to lake breezes and starry nights. The interior of the second cottage is already framed and has electrical wiring in place. It needs insulation, drywall, flooring, some plumbing, and kitchen/bath fixtures. The roof is brand new. A wraparound deck features a staircase leading to the lake, where you have dedicated lake access to launch a canoe/kayak, swim, fish, or simply take in the view. The lot is private, but not isolated—Silver Lake is a small and beloved lake community with a mix of seasonal and year-round residents. Silver Lake is just outside the town of Hancock, a historic river town at the confluence of the East and West Branches of the Delaware. The area is known for world-class fly fishing, tubing, antique shops, and a growing number of creative outposts. You're just over 2 hours from NYC and under 30 minutes from Callicoon and Roscoe for restaurants, breweries, and additional outdoor recreation.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,643/mo

Real estate (PITI + HOA + PMI)
$3,295
Principal + interest$2,432
Property tax + insurance$721
PMI / 2nd mortgage$142
Utilities
$803
Heating + cooling$255
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,643/mo TLC
Budget$5,000/mo
Remaining after TLC$1,357/mo
Purchase price
$379,000
Down payment
$18,950 (5%)
Loan amount
$360,050
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage
Year built
1950
Lot size
0.79 ac
Stories
1
Heating
Electric
Cooling
CentralAir
Water
Well
HOA
Annual tax
$4,149
MLS #
R1613171
County
Delaware

At a glance

Air conditioning
Waterfront

Home features

Appliances
ElectricOvenElectricRangeMicrowavePropaneWaterHeaterRefrigerator
Interior
CeilingFansKitchenFamilyRoomComboLoft
Exterior
DeckDockGravelDrivewaySeeRemarks
Parking
NoGarage
Flooring
LuxuryVinyl
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13783

MetricThis ZIPCountyUSA
Population2,24019,351,094299,088,112
Population Change Since1990-9.00%8.00%20.00%
Population Density21395
Male1,1059,381,926147,432,321
Female1,1359,969,168151,655,844
Never Married4234,946,39163,775,926
Married1,0587,166,701123,120,365
Separated831,159,67312,639,686
Widowed1961,110,24515,467,586
Divorced1371,210,44823,075,029
Number Of House Hold8977,102,016111,826,380
Average House Hold Size2.482.642.60
Medial Age44.1536.5335.46
Median House Hold Income$33,749$49,847$48,276
Average House Hold Income$46,778$70,032$63,629
P C I$18,955$26,569$24,529
M D I$29,830$42,210$41,133
A T H E$41,876$54,185$50,898
S T R8.00%4.00%
W C J79.46%81.55%77.74%
(Zip) Code
13783

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/7/2025. Provided courtesy of COMPASS Greater NY LLC via Buffalo MLS. Information deemed reliable but not guaranteed.

2712 Silver Lake Road · Hancock — $379,000 · Certihomes