CCertihomes
361 Chestnut Street, Oneonta, NY 13820

$2,000

0 beds 0 baths 3,495 sqft Built 198056 days on marketActive

About this home

High-Visibility Commercial Space in the Heart of Oneonta! Unlock the potential of this 5, 500 sq ft flexible commercial space, ideally located on one of Oneonta’s busiest streets. Just minutes from both colleges and downtown Oneonta, this versatile property offers prime exposure and accessibility for a wide range of business uses; retail, office, fitness, medical, and more. Whether you're expanding or launching something new, this high-traffic location puts you right where the action is. Endless possibilities await!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,273/mo

Real estate (PITI + HOA + PMI)
$167
Principal + interest$13
Property tax + insurance$153
PMI / 2nd mortgage$1
Utilities
$2,081
Heating + cooling$916
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,273/mo TLC
Budget$5,000/mo
Remaining after TLC$3,727/mo
Purchase price
$2,000
Down payment
$100 (5%)
Loan amount
$1,900
APR
7.15%

Quick facts

Type
Commercial
Style
Year built
1980
Lot size
Stories
1
Heating
Gas, Other, SeeRemarks
Cooling
Other, SeeRemarks
Water
HOA
Annual tax
MLS #
R1611732
County
Otsego

Home features

Roof
Membrane, Rubber
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 13820

MetricThis ZIPCountyUSA
Population21,50219,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density222395
Male10,0039,381,926147,432,321
Female11,4999,969,168151,655,844
Never Married6,6924,946,39163,775,926
Married6,2407,166,701123,120,365
Separated3,4471,159,67312,639,686
Widowed1,2781,110,24515,467,586
Divorced1,3731,210,44823,075,029
Number Of House Hold6,7867,102,016111,826,380
Average House Hold Size2.412.642.60
Medial Age27.7936.5335.46
Median House Hold Income$32,937$49,847$48,276
Average House Hold Income$44,031$70,032$63,629
P C I$15,440$26,569$24,529
M D I$29,234$42,210$41,133
A T H E$40,137$54,185$50,898
S T R8.00%4.00%
W C J81.17%81.55%77.74%
(Zip) Code
13820

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/7/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.