CCertihomes
966 W Church Street, Elmira, NY 14905

$349,900

4 beds 3 baths 3,247 sqft Built 192669 days on marketActive

About this home

Spectacular Cape Cod in West Elmira nestled on a sprawling 1 acre lot that is a prefect blend of classic elegance and charm. Natural woodwork throughout with bright light filled rooms. Offering 4 bedrooms and 3 full baths which includes a very generous owner's suite with 2 walk-in closets and its own laundry room. From the moment you step into the welcoming foyer you will be drawn into the charm of this home with its spacious living room/library, formal dining room, kitchen with new appliances, dining area and pantry. There is also a wonderful solarium off the dining room which makes a great family room or whatever you like with an enclosed screened in porch attached and an open deck - absolutely perfect for entertaining or if you just want to bring the outdoors in. 1st floor laundry and full bath. Third laundry in the lower level. The second level offers the private owner's suite with laundry and 3 additional bedrooms with full guest bath with built-ins. There is also a second staircase for private access to the owner's suite. There are 2 garages- an attached 2 car garage with an office/den and a second garage that is detached and enters from West First St. The backyard also has an RV hookup with electric and water available. There are so many possibilities for the beautiful yard which is partially fenced. You must see this wonderful property to appreciate it!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,456/mo

Real estate (PITI + HOA + PMI)
$3,525
Principal + interest$2,245
Property tax + insurance$1,149
PMI / 2nd mortgage$131
Utilities
$1,941
Heating + cooling$821
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,456/mo TLC
Budget$5,000/mo
Remaining after TLC$544/mo
Purchase price
$349,900
Down payment
$17,495 (5%)
Loan amount
$332,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1926
Lot size
1.0286 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$8,410
MLS #
R1607637
County
Chemung

At a glance

Air conditioning
Fireplace
Basement
Garage (2)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeGasWaterHeaterMicrowaveRefrigeratorWasher
Interior
CeilingFansDiningAreaDenSeparateFormalDiningRoomEntranceFoyerEatInKitchenSeparateFormalLivingRoomKitchenIslandLibraryPantrySlidingGlassDoorsSolidSurfaceCountersSkylightsWalkInPantryNaturalWoodworkBathInPrimaryBedroom
Exterior
BlacktopDrivewayDeckEnclosedPorchFenceGravelDrivewayPorch
Parking
DetachedGarageStorageWorkshopInGarageDrivewayGarageDoorOpener
Flooring
CeramicTile, Hardwood, Laminate, Varies, Vinyl
Roof
Architectural, Shingle
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 14905

MetricThis ZIPCountyUSA
Population7,44219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density1,735395
Male4,4329,381,926147,432,321
Female3,0119,969,168151,655,844
Never Married2,5364,946,39163,775,926
Married2,3397,166,701123,120,365
Separated5541,159,67312,639,686
Widowed4031,110,24515,467,586
Divorced5591,210,44823,075,029
Number Of House Hold2,2967,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age35.5336.5335.46
Median House Hold Income$44,817$49,847$48,276
Average House Hold Income$58,241$70,032$63,629
P C I$24,426$26,569$24,529
M D I$38,892$42,210$41,133
A T H E$48,308$54,185$50,898
S T R8.00%4.00%
W C J85.61%81.55%77.74%
(Zip) Code
14905

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/7/2025. Provided courtesy of Howard Hanna Elmira via Buffalo MLS. Information deemed reliable but not guaranteed.