CCertihomes
36 Lisbon Street, Oswegatchie, NY 13654

$168,889

5 beds 3 baths 2,413 sqft Built 19002 days on marketActive

About this home

This is an opportunity to live in one unit while the other unit can cover mortgage payments or rent both units and own an income producing property. Check with the agent you are using to run numbers to see what could work in your business model. Quaint village property on a quiet corner lot with ample parking, defining fencing and a huge storage building. Utilities are separate for ease of budgeting. Great renovation and some natural woodwork sets this opportunity ahead of others.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,528/mo

Real estate (PITI + HOA + PMI)
$1,724
Principal + interest$1,084
Property tax + insurance$577
PMI / 2nd mortgage$63
Utilities
$1,557
Heating + cooling$632
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$2,528/mo TLC
Budget$5,000/mo
Remaining after TLC$2,472/mo
Purchase price
$168,889
Down payment
$8,444 (5%)
Loan amount
$160,445
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1900
Lot size
0.2903 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,901
MLS #
S1612247
County
St Lawrence

Home features

Appliances
GasWaterHeater
Interior
NaturalWoodwork
Exterior
PrivateYardSeeRemarks
Parking
TwoOrMoreSpaces
Flooring
Carpet, Laminate, Resilient, Varies
Roof
Metal
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13654

MetricThis ZIPCountyUSA
Population1,18019,351,094299,088,112
Population Change Since19904.00%8.00%20.00%
Population Density19395
Male5849,381,926147,432,321
Female5969,969,168151,655,844
Never Married2384,946,39163,775,926
Married5267,166,701123,120,365
Separated271,159,67312,639,686
Widowed621,110,24515,467,586
Divorced741,210,44823,075,029
Number Of House Hold3997,102,016111,826,380
Average House Hold Size2.932.642.60
Medial Age35.7936.5335.46
Median House Hold Income$35,184$49,847$48,276
Average House Hold Income$42,109$70,032$63,629
P C I$14,563$26,569$24,529
M D I$31,285$42,210$41,133
A T H E$39,139$54,185$50,898
S T R7.00%4.00%
W C J70.32%81.55%77.74%
(Zip) Code
13654

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/9/2025. Provided courtesy of Staie on the Seaway Real Estate Services RES, LLC. via Buffalo MLS. Information deemed reliable but not guaranteed.