CCertihomes
610 20th Street, Niagara Falls, NY 14301

$115,000

3 beds 2 baths 1,056 sqft Built 188220 days on marketActive

About this home

This well-maintained 2-unit property in Niagara Falls features 2 bedrooms and 1 bathroom in each unit, making it a fantastic opportunity for both investors and owner-occupants. The home has been thoughtfully updated throughout, including brand-new flooring, a modernized bathroom, and updated kitchens. Whether you're looking to add to your rental portfolio or seeking a place to live while earning rental income, this property could be the perfect fit.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,518/mo

Real estate (PITI + HOA + PMI)
$1,034
Principal + interest$738
Property tax + insurance$253
PMI / 2nd mortgage$43
Utilities
$866
Heating + cooling$281
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$1,518/mo TLC
Budget$5,000/mo
Remaining after TLC$3,482/mo
Purchase price
$115,000
Down payment
$5,750 (5%)
Loan amount
$109,250
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1882
Lot size
0.0631 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,272
MLS #
B1611091
County
Niagara

At a glance

Basement

Home features

Appliances
GasWaterHeater
Parking
OnStreet
Flooring
Varies, Vinyl
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 14301

MetricThis ZIPCountyUSA
Population15,61419,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density6,732395
Male7,0899,381,926147,432,321
Female8,5259,969,168151,655,844
Never Married4,6834,946,39163,775,926
Married4,1127,166,701123,120,365
Separated8031,159,67312,639,686
Widowed1,4551,110,24515,467,586
Divorced1,6601,210,44823,075,029
Number Of House Hold6,6967,102,016111,826,380
Average House Hold Size2.262.642.60
Medial Age37.8336.5335.46
Median House Hold Income$23,356$49,847$48,276
Average House Hold Income$32,094$70,032$63,629
P C I$14,500$26,569$24,529
M D I$21,661$42,210$41,133
A T H E$33,152$54,185$50,898
S T R8.00%4.00%
W C J82.17%81.55%77.74%
(Zip) Code
14301

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/9/2025. Provided courtesy of Iconic Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.