CCertihomes
7732 Lake Bluff, Huron, NY 14590

$159,900

3 beds 2 baths 921 sqft Built 191035 days on marketActive

About this home

MILLION DOLLAR VIEWS THAT CAN NOT BE DUPLICATED - BREATH TAKING LAKE VIEW AND THE SUNSETS ARE A 10!!! Enjoy Lake Ontario at the community beach area! Nestled on a scenic bluff with breathtaking views of Lake Ontario and the Sodus Bay inlet, this unique property at 7732 Lake Bluff Rd, Wolcott, NY, offers a rare opportunity to own TWO beautifully preserved, turn-of-the-century Craftsman-style cottages in addition to an ADJOINING lot. This serene retreat backs to the woodlands of Chimney Bluffs State Park, providing unparalleled natural beauty and tranquility. With an eagle’s eye view the primary cottage boasts the PERFECT screened porch overlooking glorious Lake Ontario and taking in the breath taking sunsets or watching the BALD EAGLES soaring over head! Comfy cottage vibes as you step into the living room with space for everyone! Galley kitchen for meals and dining room. Step out to the back porch over looking the woods! FULLY FURNISHED and sold with all contents - move in ready!! Sleeping porch on 1st floor and 3 bedrooms on 2nd floor. Full bath on 1st & 2nd floor. In-unit laundry, and public water supply, ensuring convenience and comfort. COTTAGE #2: Is a shell - once renovated, offers additional space for guests, extended family, or rental potential, making this property as versatile as it is enchanting. 4 bedrooms, 1 bath, living / dining space & kitchen. Residents enjoy exclusive access to private beach covered by a voluntary nominal yearly fee ($200) with the Lake Bluff Cottagers Association- perfect for recreation and relaxation. Whether you're seeking a vacation escape, or an investment opportunity, this lakeside gem delivers unmatched charm and lifestyle. Please note, this is a cash only opportunity, upon sale the properties will require a shared aerobic septic system installed per the town. Partial removal of front porch area on green cottage will be completed prior to closing by current owner. There is a NYS grant fund to cover up to 50% of the cost of the system, up to $10, 000 in funds. Delayed negotiations June 16th at noon. Group showings are avail. contact listing agent for times. No sign on property.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,974/mo

Real estate (PITI + HOA + PMI)
$1,532
Principal + interest$1,026
Property tax + insurance$446
PMI / 2nd mortgage$60
Utilities
$821
Heating + cooling$261
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,974/mo TLC
Budget$5,000/mo
Remaining after TLC$3,026/mo
Purchase price
$159,900
Down payment
$7,995 (5%)
Loan amount
$151,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, HistoricAntique
Year built
1910
Lot size
0.2 ac
Stories
2
Heating
Electric, Propane, SpaceHeater
Cooling
WindowUnits
Water
Connected, Public
HOA
Annual tax
$3,179
MLS #
R1613439
County
Wayne

At a glance

Air conditioning
Waterfront

Home features

Appliances
DryerElectricWaterHeaterFreeStandingRangeGasOvenGasRangeMicrowaveOvenPropaneWaterHeaterRefrigeratorWasher
Interior
CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomLivingDiningRoomNaturalWoodworkBedroomOnMainLevel
Exterior
DirtDriveway
Parking
NoGarage
Flooring
Carpet, Resilient, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

IrregularLot, RuralLot, Secluded

Neighborhood — 14590

MetricThis ZIPCountyUSA
Population4,20119,351,094299,088,112
Population Change Since199014.00%8.00%20.00%
Population Density62395
Male2,1389,381,926147,432,321
Female2,0639,969,168151,655,844
Never Married9164,946,39163,775,926
Married1,6687,166,701123,120,365
Separated2631,159,67312,639,686
Widowed2351,110,24515,467,586
Divorced3261,210,44823,075,029
Number Of House Hold1,4687,102,016111,826,380
Average House Hold Size2.742.642.60
Medial Age37.3836.5335.46
Median House Hold Income$40,550$49,847$48,276
Average House Hold Income$47,616$70,032$63,629
P C I$17,428$26,569$24,529
M D I$35,425$42,210$41,133
A T H E$42,358$54,185$50,898
S T R8.00%4.00%
W C J79.24%81.55%77.74%
(Zip) Code
14590

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/9/2025. Provided courtesy of Keller Williams Realty Greater Rochester via Buffalo MLS. Information deemed reliable but not guaranteed.