CCertihomes
312 W Woodruff Street, Watertown City, NY 13601

$219,900

3 beds 2 baths 1,398 sqft Built 190060 days on marketActive

About this home

Tucked away on a quiet dead-end street in the heart of Watertown, this 3-bedroom, 1.5-bath home is just minutes from Fort Drum. It’s got a two-stall garage, a nice yard, and a super convenient location close to shops, restaurants, and more. If you're looking for a low-key spot with easy access to everything, this place is worth a look!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,558/mo

Real estate (PITI + HOA + PMI)
$2,002
Principal + interest$1,411
Property tax + insurance$509
PMI / 2nd mortgage$82
Utilities
$1,093
Heating + cooling$397
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,558/mo TLC
Budget$5,000/mo
Remaining after TLC$2,442/mo
Purchase price
$219,900
Down payment
$10,995 (5%)
Loan amount
$208,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1299 ac
Stories
0
Heating
Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,056
MLS #
S1613266
County
Jefferson

At a glance

Basement
Garage (2)

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
AtticLivingDiningRoom
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Carpet, Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13601

MetricThis ZIPCountyUSA
Population32,79219,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density245395
Male15,6559,381,926147,432,321
Female17,1379,969,168151,655,844
Never Married6,6714,946,39163,775,926
Married12,6197,166,701123,120,365
Separated1,7431,159,67312,639,686
Widowed2,0091,110,24515,467,586
Divorced2,7791,210,44823,075,029
Number Of House Hold12,4717,102,016111,826,380
Average House Hold Size2.532.642.60
Medial Age34.0536.5335.46
Median House Hold Income$33,861$49,847$48,276
Average House Hold Income$44,637$70,032$63,629
P C I$17,680$26,569$24,529
M D I$29,953$42,210$41,133
A T H E$40,488$54,185$50,898
S T R7.75%4.00%
W C J80.27%81.55%77.74%
(Zip) Code
13601

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/9/2025. Provided courtesy of Diamond Door Realty LLC via Buffalo MLS. Information deemed reliable but not guaranteed.