CCertihomes
3679 County Highway 35, Middlefield, NY 13450

$99,900

1 beds 1 baths 662 sqft Built 19870 days on marketActive

About this home

This modern 1-bedroom, 1-bath ranch offers easy, low-maintenance living in a peaceful country setting. The open-concept interior is welcoming, with a pellet stove anchoring the living area perfect for chilly Upstate evenings. Enjoy the outdoors from the charming covered front porch, or relax in the backyard with plenty of room to garden or entertain. A detached barn provides excellent storage for tools, equipment, or recreational gear. Conveniently located just 10 minutes to Cooperstown and 30 minutes to Oneonta, this home is ideal as a full-time residence, weekend getaway, or investment opportunity.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,326/mo

Real estate (PITI + HOA + PMI)
$921
Principal + interest$641
Property tax + insurance$243
PMI / 2nd mortgage$37
Utilities
$704
Heating + cooling$204
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$1,326/mo TLC
Budget$5,000/mo
Remaining after TLC$3,674/mo
Purchase price
$99,900
Down payment
$4,995 (5%)
Loan amount
$94,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1987
Lot size
0.33 ac
Stories
1
Heating
Electric, Baseboard
Cooling
Water
Well
HOA
Annual tax
$1,524
MLS #
R1613208
County
Otsego

At a glance

Fireplace

Home features

Appliances
DryerElectricCooktopElectricWaterHeaterMicrowaveRefrigeratorWasher
Interior
LivingDiningRoomBedroomOnMainLevel
Exterior
DirtDriveway
Parking
NoGarage
Flooring
Hardwood, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 13450

MetricThis ZIPCountyUSA
Population62919,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density157395
Male3079,381,926147,432,321
Female3229,969,168151,655,844
Never Married1144,946,39163,775,926
Married2607,166,701123,120,365
Separated891,159,67312,639,686
Widowed561,110,24515,467,586
Divorced201,210,44823,075,029
Number Of House Hold1917,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age42.9436.5335.46
Median House Hold Income$43,042$49,847$48,276
Average House Hold Income$57,446$70,032$63,629
P C I$19,471$26,569$24,529
M D I$37,320$42,210$41,133
A T H E$48,084$54,185$50,898
S T R8.00%4.00%
W C J80.63%81.55%77.74%
(Zip) Code
13450

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/9/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.