CCertihomes
305 Ann Street, Rome, NY 13440

$84,900

4 beds 2 baths 1,655 sqft Built 192435 days on marketActive

About this home

Great investment opportunity or ideal for owner-occupancy! This duplex features two spacious 2-bedroom units. Recent updates include two new furnaces and water heaters (within the last 4 years), a partial roof replacement (2 years ago), and a newer garage roof (5 years). The upstairs unit has been freshly painted and has updated kitchen and bathroom flooring. Whether you're looking to grow your portfolio or live in one unit while renting out the other, this property has solid potential. Conveniently located near shopping, dining, schools, and everything Rome has to offer!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,733/mo

Real estate (PITI + HOA + PMI)
$1,065
Principal + interest$545
Property tax + insurance$488
PMI / 2nd mortgage$32
Utilities
$1,217
Heating + cooling$459
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,733/mo TLC
Budget$5,000/mo
Remaining after TLC$3,267/mo
Purchase price
$84,900
Down payment
$4,245 (5%)
Loan amount
$80,655
APR
7.15%

Quick facts

Type
Duplex
Style
Duplex
Year built
1924
Lot size
0.11 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$4,107
MLS #
S1613761
County
Oneida

At a glance

Basement
Garage (2)

Home features

Appliances
GasWaterHeater
Parking
GarageTwoOrMoreSpaces
Flooring
Laminate, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13440

MetricThis ZIPCountyUSA
Population32,05219,351,094299,088,112
Population Change Since1990-29.00%8.00%20.00%
Population Density260395
Male15,6139,381,926147,432,321
Female16,4399,969,168151,655,844
Never Married7,4144,946,39163,775,926
Married12,0447,166,701123,120,365
Separated1,6191,159,67312,639,686
Widowed2,5691,110,24515,467,586
Divorced2,7541,210,44823,075,029
Number Of House Hold12,5327,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age38.7236.5335.46
Median House Hold Income$38,084$49,847$48,276
Average House Hold Income$48,394$70,032$63,629
P C I$19,680$26,569$24,529
M D I$33,405$42,210$41,133
A T H E$42,693$54,185$50,898
S T R9.00%4.00%
W C J78.64%81.55%77.74%
(Zip) Code
13440

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/10/2025. Provided courtesy of Shamrock Real Estate Inc via Buffalo MLS. Information deemed reliable but not guaranteed.