28 Kernan Avenue, Utica, NY 13501
$19,000
0 beds 0 baths —16 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$595/mo
- Real estate (PITI + HOA + PMI)
- $201
- Utilities
- $619
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$122
Property tax + insurance$72
PMI / 2nd mortgage$7
Heating + cooling$160
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$4,405/mo
Purchase price
$19,000
Down payment
$950 (5%)
Loan amount
$18,050
APR
7.15%
Quick facts
Type
UnimprovedLand
Style
—
Year built
—
Lot size
0.08 ac
Stories
0
Heating
—
Cooling
—
Water
Public, Other, SeeRemarks
HOA
—
Annual tax
$376
MLS #
S1613871
County
Oneida
Home features
Exterior
DirtDriveway
Lot features
FlagLot, Other, ResidentialLot, SeeRemarks, Cleared, Level
Neighborhood — 13501
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 34,023 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -16.00% | 8.00% | 20.00% |
| Population Density | 3,886 | 395 | — |
| Male | 16,073 | 9,381,926 | 147,432,321 |
| Female | 17,950 | 9,969,168 | 151,655,844 |
| Never Married | 9,182 | 4,946,391 | 63,775,926 |
| Married | 10,962 | 7,166,701 | 123,120,365 |
| Separated | 1,879 | 1,159,673 | 12,639,686 |
| Widowed | 3,333 | 1,110,245 | 15,467,586 |
| Divorced | 2,248 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 13,127 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.46 | 2.64 | 2.60 |
| Medial Age | 37.60 | 36.53 | 35.46 |
| Median House Hold Income | $26,836 | $49,847 | $48,276 |
| Average House Hold Income | $41,657 | $70,032 | $63,629 |
| P C I | $17,125 | $26,569 | $24,529 |
| M D I | $24,413 | $42,210 | $41,133 |
| A T H E | $38,505 | $54,185 | $50,898 |
| S T R | 9.00% | 4.00% | — |
| W C J | 81.89% | 81.55% | 77.74% |
(Zip) Code
13501
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/10/2025. Provided courtesy of Assist2Sell Buyers & Sellers 1st Choice via Buffalo MLS. Information deemed reliable but not guaranteed.