CCertihomes
10344 Main Street, Mina, NY 14736

$245,000

4 beds 2 baths 1,753 sqft Built 190018 days on marketActive

About this home

Spacious 4 Bedroom 1.5 bath Colonial Cottage on approximately 1.10 acres, with covered front patio and sliding glass doors for a relaxing outdoor space just off the open kitchen dining living room area with the original open beamed ceilings. Off the living area and to your left a spacious primary bedroom, tall ceilings and lots of closet space. Down the hall step into a small office/pantry/storage/media room, first floor full bath and shower boasts plenty of room for dressing and also a first- floor laundry area. Up the original wooden stairway takes you to a small loft/reading nook/office area, with plenty of under eave storage in the hallway, two bedrooms and a half bath. The left side of the home features a raised deck area and side entry hall with coat closet. There is a full basement with dirt/gravel flooring and a back yard walk out. Many new upgrades since seller purchased home include New Roof 2021, new furnace and duct work 2021, new support beams, new water heater, new first floor bath renovation, all new kitchen plumbing, added outside faucet, Septic was last pumped 6 months ago. Well has new water pump and well head extension. All the heavy work has been done, a few cosmetic touches will make this a wonderful lake home retreat. Can be all season or seasonal. Perfect for an airbnb with the right certificates of occupancy. There is a metal shed for storage. View of the Lake from the top floor. The lot extends down the sloped hill and is marked with ribbon. There is a firepit for summer nights and friends. Close to Findley Lake, winery trails, Erie, PA, the snowmobile trails, Pine Junction Restaurant, Peak N Peek ski resort. Findley lake is perfect for kayaking, boating, hiking, biking, and fishing, and so much more, within minutes to Chautauqua Institute.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,700/mo

Real estate (PITI + HOA + PMI)
$2,062
Principal + interest$1,572
Property tax + insurance$398
PMI / 2nd mortgage$92
Utilities
$1,280
Heating + cooling$492
Internet + TV + phone$130
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$130
$2,700/mo TLC
Budget$5,000/mo
Remaining after TLC$2,300/mo
Purchase price
$245,000
Down payment
$12,250 (5%)
Loan amount
$232,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Cottage, Colonial
Year built
1900
Lot size
1.1 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
WindowUnits, WallUnits
Water
Well
HOA
Annual tax
$1,266
MLS #
R1613789
County
Chautauqua

At a glance

Air conditioning
Basement

Home features

Appliances
GasOvenGasRangeGasWaterHeaterRefrigerator
Interior
CeilingFansCathedralCeilingsEntranceFoyerSeparateFormalLivingRoomHomeOfficeCountryKitchenPartiallyFurnishedSlidingGlassDoorsNaturalWoodworkConvertibleBedroomMainLevelPrimary
Exterior
DeckGravelDrivewayPatio
Parking
NoGarage
Flooring
Hardwood, Laminate, Tile, Varies
Roof
Metal
Sewer
SepticTank

Lot features

IrregularLot, Other, ResidentialLot, SeeRemarks

Neighborhood — 14736

MetricThis ZIPCountyUSA
Population40919,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density98395
Male2069,381,926147,432,321
Female2039,969,168151,655,844
Never Married644,946,39163,775,926
Married2207,166,701123,120,365
Separated101,159,67312,639,686
Widowed181,110,24515,467,586
Divorced251,210,44823,075,029
Number Of House Hold1527,102,016111,826,380
Average House Hold Size2.692.642.60
Medial Age41.5736.5335.46
Median House Hold Income$44,642$49,847$48,276
Average House Hold Income$49,901$70,032$63,629
P C I$18,545$26,569$24,529
M D I$38,193$42,210$41,133
A T H E$43,679$54,185$50,898
S T R8.00%4.00%
W C J79.55%81.55%77.74%
(Zip) Code
14736

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/11/2025. Provided courtesy of Century 21 Turner Brokers via Buffalo MLS. Information deemed reliable but not guaranteed.

10344 Main Street · Mina — $245,000 · Certihomes