CCertihomes
174 E 7th Street, Oswego, NY 13126

$115,000

0 beds 0 baths 1,270 sqft Built 196042 days on marketActive

About this home

Mixed-use property for sale in Oswego City with much potential. Two available commercial spaces for use or to rent on the lower level of the building. Both commercial spaces have updated flooring and half bathrooms. Currently rented one bedroom apartment for $900 a month on the second level of the home with a separate entrance in the back. Rent includes water, sewer, snow removal and lawn care. Two parking spaces available. Major updates include a new roof and tankless hot water heater.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,763/mo

Real estate (PITI + HOA + PMI)
$1,165
Principal + interest$738
Property tax + insurance$384
PMI / 2nd mortgage$43
Utilities
$1,072
Heating + cooling$373
Internet + TV + phone$160
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$160
$1,763/mo TLC
Budget$5,000/mo
Remaining after TLC$3,237/mo
Purchase price
$115,000
Down payment
$5,750 (5%)
Loan amount
$109,250
APR
7.15%

Quick facts

Type
MixedUse
Style
Year built
1960
Lot size
0.22 ac
Stories
2
Heating
Gas, HotWater, Radiant
Cooling
Water
HOA
Annual tax
$2,741
MLS #
S1613673
County
Oswego

Home features

Parking
Common
Roof
Asphalt
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Schools

Elementary
Charles E Riley Elementary
Middle
Oswego Middle
High
Oswego High

Neighborhood — 13126

MetricThis ZIPCountyUSA
Population27,18619,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density273395
Male12,9889,381,926147,432,321
Female14,1999,969,168151,655,844
Never Married7,2134,946,39163,775,926
Married9,9187,166,701123,120,365
Separated1,9721,159,67312,639,686
Widowed1,7451,110,24515,467,586
Divorced1,8741,210,44823,075,029
Number Of House Hold9,7537,102,016111,826,380
Average House Hold Size2.582.642.60
Medial Age34.2536.5335.46
Median House Hold Income$34,693$49,847$48,276
Average House Hold Income$46,097$70,032$63,629
P C I$17,934$26,569$24,529
M D I$30,665$42,210$41,133
A T H E$41,368$54,185$50,898
S T R8.00%4.00%
W C J78.88%81.55%77.74%
(Zip) Code
13126

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/11/2025. Provided courtesy of Century 21 Galloway Realty via Buffalo MLS. Information deemed reliable but not guaranteed.