CCertihomes
8 Follett Street, Otego, NY 13825

$165,000

5 beds 2 baths 2,112 sqft Built 180047 days on marketActive

About this home

Welcome to 8 Follett Street, a spacious 5-bedroom, 1.5-bath home set on a generous 0.67-acre flat lot in the heart of Otego. With a new roof (2023) and major updates already completed, this classic Victorian offers the perfect blend of old-world charm and modern potential. Step into the huge, updated kitchen—a true centerpiece—featuring a large island, newer appliances, and room to entertain. The layout offers flexibility with five bedrooms, ideal for families, guests, or a home office setup. Located just minutes from schools, I-88, and only 10 minutes to Oneonta, the home offers both convenience and tranquility. Whether you're looking for your forever home or an investment with character, the big-ticket items are done—now it's your turn to bring the finishing touches and make this beauty your own.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,448/mo

Real estate (PITI + HOA + PMI)
$1,700
Principal + interest$1,059
Property tax + insurance$579
PMI / 2nd mortgage$62
Utilities
$1,437
Heating + cooling$569
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,448/mo TLC
Budget$5,000/mo
Remaining after TLC$2,552/mo
Purchase price
$165,000
Down payment
$8,250 (5%)
Loan amount
$156,750
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
HistoricAntique, TwoStory
Year built
1800
Lot size
0.67 ac
Stories
2
Heating
Oil, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,119
MLS #
R1611408
County
Otsego

At a glance

Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeElectricWaterHeaterMicrowaveRefrigerator
Interior
CeilingFansKitchenIslandBedroomOnMainLevel
Exterior
DirtDrivewayDeck
Parking
DetachedGarage
Flooring
Hardwood, Tile, Varies
Roof
Architectural, Shingle
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13825

MetricThis ZIPCountyUSA
Population3,60219,351,094299,088,112
Population Change Since19900.00%8.00%20.00%
Population Density60395
Male1,7369,381,926147,432,321
Female1,8669,969,168151,655,844
Never Married6244,946,39163,775,926
Married1,6837,166,701123,120,365
Separated1781,159,67312,639,686
Widowed2081,110,24515,467,586
Divorced2851,210,44823,075,029
Number Of House Hold1,3397,102,016111,826,380
Average House Hold Size2.642.642.60
Medial Age39.8436.5335.46
Median House Hold Income$38,536$49,847$48,276
Average House Hold Income$45,604$70,032$63,629
P C I$17,280$26,569$24,529
M D I$33,919$42,210$41,133
A T H E$41,155$54,185$50,898
S T R8.00%4.00%
W C J79.68%81.55%77.74%
(Zip) Code
13825

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

Open in Google Maps →

Listing information last refreshed 6/11/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.

8 Follett Street · Otego — $165,000 · Certihomes