CCertihomes
540 W Creek Road, Owego, NY 13827

$169,900

0 beds 2 baths 3,530 sqft1 days on marketActive

About this home

Welcome to 540 W Creek Road – a beautifully maintained and impressively designed property located in the quiet, scenic setting of Owego, NY. Currently used as a place of worship, this property offers elevated finishes, generous space, and the flexibility to be converted into a stunning private residence or multi-use facility. Step into the heart of the home – a modern kitchen featuring laminate flooring, double sinks, double ovens, refrigerator, dishwasher, and ample counter space. It’s a functional and stylish setup that can serve large gatherings or a busy household with ease. Just off the kitchen, you’ll find a spacious bonus room boasting vaulted ceilings and ceiling fans, ideal for a living area, event space, studio, or even an expansive dining room. This area is full of possibilities and designed for both comfort and flexibility. The main sanctuary is a true showpiece – a grand open space with rounded vaulted ceilings and abundant natural light that creates a warm and uplifting atmosphere. With thoughtful design and inviting architecture, this space could be transformed into a dramatic great room, entertainment hall, or left as a spiritual retreat. Whether you're looking to continue its current use or transform it into a one-of-a-kind residence, this property offers unmatched quality and character. From its upgraded kitchen to its stunning vaulted interiors, 540 W Creek Rd stands out as a rare find with exceptional potential.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,098/mo

Real estate (PITI + HOA + PMI)
$2,161
Principal + interest$1,090
Property tax + insurance$1,007
PMI / 2nd mortgage$64
Utilities
$1,814
Heating + cooling$755
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$3,098/mo TLC
Budget$5,000/mo
Remaining after TLC$1,902/mo
Purchase price
$169,900
Down payment
$8,495 (5%)
Loan amount
$161,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Other, SeeRemarks
Year built
Lot size
1.2 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$8,485
MLS #
R1611888
County
Tioga

Home features

Appliances
FreeStandingRangeGasWaterHeaterOvenRefrigerator
Interior
EatInKitchenGreatRoomKitchenFamilyRoomCombo
Parking
NoGarageCircularDrivewayDriveway
Flooring
Hardwood, Laminate, Tile, Varies
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, RuralLot

Neighborhood — 13827

MetricThis ZIPCountyUSA
Population9,65919,351,094299,088,112
Population Change Since1990-10.00%8.00%20.00%
Population Density104395
Male4,7259,381,926147,432,321
Female4,9349,969,168151,655,844
Never Married1,8064,946,39163,775,926
Married4,5857,166,701123,120,365
Separated3671,159,67312,639,686
Widowed5531,110,24515,467,586
Divorced7221,210,44823,075,029
Number Of House Hold3,6807,102,016111,826,380
Average House Hold Size2.592.642.60
Medial Age40.4236.5335.46
Median House Hold Income$43,693$49,847$48,276
Average House Hold Income$52,429$70,032$63,629
P C I$20,588$26,569$24,529
M D I$37,934$42,210$41,133
A T H E$45,095$54,185$50,898
S T R8.00%4.00%
W C J76.93%81.55%77.74%
(Zip) Code
13827

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/11/2025. Provided courtesy of Century 21 Turner Brokers via Buffalo MLS. Information deemed reliable but not guaranteed.