CCertihomes
2 Kathleen Street, Oxford, NY 13830

$127,000

2 beds 1 baths 888 sqft Built 196158 days on marketActive

About this home

Have your own private oasis right in the village of Oxford. Beautiful manicured lawn with oak, maple, lilac and dogwood trees as well as many species of flowers including clematis, Peonies, roses and more. Open floor plan, wood floors, cedar closets, wide doorways, an accessible shower, and an entrance ramp make this a home to grow old in or a great starter home. The large windows in the living room give plenty of natural light and views of the lovely yard and make for easy birdwatching. The large front porch allows for sitting and socializing or space for more plants and flowers. A 1 car attached garage with workshop space leads to the full basement with a concrete floor and built in French drain. Have peace of mind with a 4 year old gas water heater and boiler. Electric service was also upgraded 4 years ago to 200 amp. Municipal water and sewer help to make this a low maintenance home. Home is being sold "as is".

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,596/mo

Real estate (PITI + HOA + PMI)
$1,162
Principal + interest$815
Property tax + insurance$299
PMI / 2nd mortgage$48
Utilities
$771
Heating + cooling$231
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,596/mo TLC
Budget$5,000/mo
Remaining after TLC$3,404/mo
Purchase price
$127,000
Down payment
$6,350 (5%)
Loan amount
$120,650
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Ranch
Year built
1961
Lot size
0.37 ac
Stories
1
Heating
Gas, Baseboard, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$1,775
MLS #
R1614069
County
Chenango

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricCooktopExhaustFanGasWaterHeaterRefrigeratorRangeHoodWasherWaterPurifierOwned
Interior
CedarClosetsEatInKitchenNaturalWoodworkBedroomOnMainLevel
Exterior
BlacktopDriveway
Parking
AttachedGarageWorkshopInGarageGarageDoorOpener
Flooring
Hardwood, Laminate, Varies
Roof
Metal
Sewer
Connected

Lot features

CornerLot, Rectangular, RectangularLot

Neighborhood — 13830

MetricThis ZIPCountyUSA
Population6,35419,351,094299,088,112
Population Change Since1990-6.00%8.00%20.00%
Population Density57395
Male3,1569,381,926147,432,321
Female3,1989,969,168151,655,844
Never Married1,1524,946,39163,775,926
Married2,9457,166,701123,120,365
Separated2391,159,67312,639,686
Widowed3491,110,24515,467,586
Divorced5651,210,44823,075,029
Number Of House Hold2,2977,102,016111,826,380
Average House Hold Size2.722.642.60
Medial Age40.2836.5335.46
Median House Hold Income$42,695$49,847$48,276
Average House Hold Income$50,228$70,032$63,629
P C I$18,414$26,569$24,529
M D I$37,024$42,210$41,133
A T H E$43,875$54,185$50,898
S T R8.00%4.00%
W C J74.81%81.55%77.74%
(Zip) Code
13830

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/11/2025. Provided courtesy of Howard Hanna via Buffalo MLS. Information deemed reliable but not guaranteed.