CCertihomes
138 Charter Oaks Drive #B, Amherst, NY 14228

$214,900

2 beds 2 baths 1,154 sqft Built 198441 days on marketActive

About this home

Location! Enjoy carefree living in your 2 bed/2 bath home. Large great room with fireplace, enclosed sunroom with extra storage, in unit laundry, primary bed w/bath, large second bedroom, front foyer, plenty of closets for storage, freshly painted and cleaned, large finished area in basement for another added space or storage. Newer furnace (3yrs) and central air (6mo). Lovely club house, pool, tennis and pickleball courts. Nice Area to walk and take in nature, close to UB complex, bike trail and green spaces. No neighbors above end unit. Bring you furry friends! :) HOA includes lawn, landscaping, snow removal, water, trash, common area care, etc.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,778/mo

Real estate (PITI + HOA + PMI)
$2,672
Principal + interest$1,379
Property tax + insurance$846
HOA$366
PMI / 2nd mortgage$81
Utilities
$916
Heating + cooling$305
Internet + TV + phone$140
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$140
$2,778/mo TLC
Budget$5,000/mo
Remaining after TLC$2,222/mo
Purchase price
$214,900
Down payment
$10,745 (5%)
Loan amount
$204,155
APR
7.15%

Quick facts

Type
Condominium
Style
Year built
1984
Lot size
0.03 ac
Stories
1
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
$366 / Monthly
Annual tax
$2,868
MLS #
B1613750
County
Erie

At a glance

Air conditioning
Basement

Home features

Appliances
DryerDishwasherExhaustFanElectricOvenElectricRangeGasWaterHeaterRefrigeratorRangeHoodWasher
Interior
CathedralCeilingsSeparateFormalDiningRoomSeparateFormalLivingRoomGreatRoomStorageBedroomOnMainLevelBathInPrimaryBedroom
Exterior
EnclosedPorchPorch
Parking
NoGarageOpen
Flooring
Carpet, CeramicTile, LuxuryVinyl, Tile, Varies
Roof
Asphalt
Sewer
Connected

Lot features

Greenbelt, NearPublicTransit, Rectangular, RectangularLot

Neighborhood — 14228

MetricThis ZIPCountyUSA
Population15,82419,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density1,046395
Male7,7619,381,926147,432,321
Female8,0639,969,168151,655,844
Never Married4,3014,946,39163,775,926
Married6,5797,166,701123,120,365
Separated4411,159,67312,639,686
Widowed7401,110,24515,467,586
Divorced9871,210,44823,075,029
Number Of House Hold6,5227,102,016111,826,380
Average House Hold Size2.422.642.60
Medial Age34.6236.5335.46
Median House Hold Income$49,576$49,847$48,276
Average House Hold Income$55,855$70,032$63,629
P C I$23,272$26,569$24,529
M D I$41,961$42,210$41,133
A T H E$47,120$54,185$50,898
S T R8.75%4.00%
W C J77.91%81.55%77.74%
(Zip) Code
14228

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of WNY Metro Roberts Realty via Buffalo MLS. Information deemed reliable but not guaranteed.