CCertihomes
209 Chappell Street, Oneida-Inside, NY 13421

$109,900

3 beds 2 baths 1,770 sqft Built 18901 days on marketActive

About this home

Discover this well taken care of two family home, perfect for owner occupant or investors. Two bedroom down stairs and one bedroom upstairs. Enjoy separate entrances and separate utilities. Parking for both units, instant income potential. Conveniently located near schools, shops and more.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,921/mo

Real estate (PITI + HOA + PMI)
$1,230
Principal + interest$705
Property tax + insurance$484
PMI / 2nd mortgage$41
Utilities
$1,281
Heating + cooling$491
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,921/mo TLC
Budget$5,000/mo
Remaining after TLC$3,079/mo
Purchase price
$109,900
Down payment
$5,495 (5%)
Loan amount
$104,405
APR
7.15%

Quick facts

Type
MultiFamily
Style
Duplex
Year built
1890
Lot size
0.17 ac
Stories
2
Heating
Electric, Gas, Baseboard, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$3,736
MLS #
S1614266
County
Madison

At a glance

Basement

Home features

Appliances
GasWaterHeater
Interior
CeilingFans
Parking
TwoOrMoreSpaces
Flooring
Carpet, Hardwood, Laminate, Varies
Roof
Asphalt
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 13421

MetricThis ZIPCountyUSA
Population14,81119,351,094299,088,112
Population Change Since1990-1.00%8.00%20.00%
Population Density354395
Male7,1769,381,926147,432,321
Female7,6349,969,168151,655,844
Never Married3,2244,946,39163,775,926
Married6,2557,166,701123,120,365
Separated5061,159,67312,639,686
Widowed8491,110,24515,467,586
Divorced1,2161,210,44823,075,029
Number Of House Hold5,6147,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age37.3536.5335.46
Median House Hold Income$41,521$49,847$48,276
Average House Hold Income$49,212$70,032$63,629
P C I$18,880$26,569$24,529
M D I$36,217$42,210$41,133
A T H E$43,230$54,185$50,898
S T R8.00%4.00%
W C J80.78%81.55%77.74%
(Zip) Code
13421

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Chapin Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.