CCertihomes
527 HARPER RD Road, Harpersfield, NY 13786

$349,000

4 beds 3 baths 2,240 sqft Built 199642 days on marketActive

About this home

Welcome to your dream country retreat! This contemporary 2-story farmhouse sits on 9 serene acres just 5 miles from the charming village of Stamford and only 20 minutes from Oneonta. Perfectly sited off a quiet, town-maintained road, this move-in ready home offers the ideal blend of privacy and accessibility. Step inside to discover a bright, open floor plan with generous room sizes, hardwood flooring, and custom moldings throughout. The heart of the home is a fully equipped cook’s kitchen with a spacious dining area, perfect for entertaining. The cozy living room features a wood stove and connects seamlessly to a formal dining space with glass doors leading to a large deck (built with 2x12 supports to accommodate a hot tub) and a level, private backyard. Upstairs, the primary suite is a true sanctuary with vaulted ceilings, skylights, a large walk-in closet, and an unfinished en-suite bath featuring a jetted tub and separate shower—ready for your personal touch. French doors lead to an attached sitting room that can easily serve as a fourth bedroom, complete with an extra closet. Two additional bedrooms and a full bath complete the upper level. The full poured concrete basement provides ample storage and expansion potential. Enjoy peace of mind with a Generac generator backup system, UV and sediment water filtration, and a high-quality build. The property includes a shed, raised garden beds, and 9 wooded acres for your outdoor pursuits. Whether you're looking for a full-time residence or a weekend escape, this home offers comfort, style, and room to roam. Don’t miss this exceptional opportunity!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,992/mo

Real estate (PITI + HOA + PMI)
$3,289
Principal + interest$2,239
Property tax + insurance$919
PMI / 2nd mortgage$131
Utilities
$1,491
Heating + cooling$599
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,992/mo TLC
Budget$5,000/mo
Remaining after TLC$1,008/mo
Purchase price
$349,000
Down payment
$17,450 (5%)
Loan amount
$331,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, TwoStory
Year built
1996
Lot size
9.12 ac
Stories
2
Heating
Electric, Other, SeeRemarks, Wood, Baseboard, Stove
Cooling
Other, SeeRemarks
Water
Well
HOA
Annual tax
$6,156
MLS #
R1603930
County
Delaware

At a glance

Fireplace
Basement

Home features

Appliances
DryerDishwasherElectricWaterHeaterGasOvenGasRangeMicrowaveRefrigeratorWasherWaterPurifierOwned
Interior
CeilingFansCathedralCeilingsJettedTubLivingDiningRoomSolidSurfaceCountersSkylightsBathInPrimaryBedroom
Exterior
DeckGravelDrivewayPrivateYardSeeRemarksPropaneTankLeased
Parking
NoGarage
Flooring
Carpet, CeramicTile, Hardwood, LuxuryVinyl, Tile, Varies
Roof
Asphalt, Shingle
Sewer
SepticTank

Lot features

IrregularLot, Wooded

Neighborhood — 13786

MetricThis ZIPCountyUSA
Population10019,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density21395
Male489,381,926147,432,321
Female529,969,168151,655,844
Never Married174,946,39163,775,926
Married527,166,701123,120,365
Separated41,159,67312,639,686
Widowed81,110,24515,467,586
Divorced31,210,44823,075,029
Number Of House Hold377,102,016111,826,380
Average House Hold Size2.622.642.60
Medial Age44.5636.5335.46
Median House Hold Income$34,166$49,847$48,276
Average House Hold Income$45,537$70,032$63,629
P C I$17,394$26,569$24,529
M D I$32,499$42,210$41,133
A T H E$41,011$54,185$50,898
S T R8.00%4.00%
W C J88.89%81.55%77.74%
(Zip) Code
13786

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Coldwell Banker Timberland Properties via Buffalo MLS. Information deemed reliable but not guaranteed.