CCertihomes
5493 State Route 89, Varick, NY 14541

$1,699,900

4 beds 3 baths 4,000 sqft Built 198623 days on marketActive

About this home

Living is easy in this exceptionally built and beautifully maintained 4-bedroom, 3-bath contemporary lakefront home with 350+ feet of frontage on Cayuga Lake. Ideally located on the west side in the heart of the Finger Lakes Region, it sits along the scenic Cayuga Lake Wine Trail. This home is thoughtfully designed for comfort, luxury, and breathtaking views. Hardwood and tile floors span the main level, which features a spacious 2-tiered primary suite with attached bath and walk-in closet, a vaulted living room with a double-sided fireplace, a cozy family room, and a gourmet kitchen with a butler’s pantry and laundry. A skylit loft overlooks the main living areas, and the walkout lower level includes three additional bedrooms, a full bath, and a large rec room. Nearly every room enjoys stunning lake views. Multiple outdoor spaces—lakeside deck, stone patios, and an expansive shoreline-level terrace—offer the perfect setting to relax and entertain, all capped off with a 75' dock. A rare and remarkable Finger Lakes retreat!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrJumbo at 4% APR.

Your estimated payment
$12,482/mo

Real estate (PITI + HOA + PMI)
$11,923
Principal + interest$7,710
Property tax + insurance$3,576
PMI / 2nd mortgage$637
Utilities
$2,209
Heating + cooling$955
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$12,482/mo TLC
Budget$12,982/mo
Remaining after TLC$500/mo
Purchase price
$1,699,900
Down payment
$84,995 (5%)
Loan amount
$1,614,905
APR
4%

Quick facts

Type
SingleFamilyResidence
Style
Contemporary
Year built
1986
Lot size
1 ac
Stories
1
Heating
Electric, Propane, Baseboard, ForcedAir, HotWater, Radiant
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$22,739
MLS #
R1613487
County
Seneca

At a glance

Air conditioning
Fireplace
Basement
Garage (2)
Waterfront

Home features

Appliances
BuiltInRangeBuiltInOvenDoubleOvenDryerDishwasherExhaustFanGasOvenGasRangePropaneWaterHeaterRefrigeratorRangeHoodWasher
Interior
CeilingFansCathedralCeilingsCentralVacuumEatInKitchenKitchenIslandSlidingGlassDoorsSkylightsWalkInPantryLoftBathInPrimaryBedroomMainLevelPrimary
Exterior
BlacktopDrivewayDeckDockPatioSeeRemarksPropaneTankOwned
Parking
AttachedGarageDrivewayGarageDoorOpenerOther
Flooring
CeramicTile, Hardwood, Marble, Varies
Roof
Asphalt
Sewer
SepticTank

Lot features

Other, Rectangular, RectangularLot, SeeRemarks

Neighborhood — 14541

MetricThis ZIPCountyUSA
Population4,03319,351,094299,088,112
Population Change Since1990-3.00%8.00%20.00%
Population Density81395
Male2,1889,381,926147,432,321
Female1,8449,969,168151,655,844
Never Married9274,946,39163,775,926
Married1,7607,166,701123,120,365
Separated1761,159,67312,639,686
Widowed1801,110,24515,467,586
Divorced2901,210,44823,075,029
Number Of House Hold1,1817,102,016111,826,380
Average House Hold Size2.912.642.60
Medial Age37.2836.5335.46
Median House Hold Income$46,058$49,847$48,276
Average House Hold Income$56,065$70,032$63,629
P C I$18,379$26,569$24,529
M D I$39,632$42,210$41,133
A T H E$47,237$54,185$50,898
S T R8.00%4.00%
W C J73.03%81.55%77.74%
(Zip) Code
14541

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Tru Agent Real Estate via Buffalo MLS. Information deemed reliable but not guaranteed.

5493 State Route 89 · Varick — $1,699,900 · Certihomes