CCertihomes
53 Utica Street, Hamilton, NY 13346

$450,000

5 beds 3 baths 2,526 sqft Built 19180 days on marketActive

About this home

Every room recently renovated in this 5 bed 3 full bath home with attached commercial/office space providing the owner with rental income, already rented for at least 2 years with a wonderful commerical/builder tenant! Many various parking spaces. First floor bedroom and full bath with shower! Formal dining room off the open kitchen with breakfast/beverage nook. Center island/additional dining. New appliances. Light and bright living room with built in shelves around the front windows. Higher ceilings throughout. Upstairs has 4 bedrooms and 2 full baths (one of the bedrooms has extra space for a desk, large closet, it's own bathroom, and stairs to attic storage space). This home comes fully furnished and ready to go. Municipal electric. Great location near shops, schools, village green and electric car charging station. New roof and new vinyl siding among all of the updates! Mixed used property with various use potential!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$5,058/mo

Real estate (PITI + HOA + PMI)
$4,316
Principal + interest$2,887
Property tax + insurance$1,260
PMI / 2nd mortgage$169
Utilities
$1,634
Heating + cooling$665
Internet + TV + phone$138
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$138
$5,058/mo TLC
Budget$5,558/mo
Remaining after TLC$500/mo
Purchase price
$450,000
Down payment
$22,500 (5%)
Loan amount
$427,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Other, TwoStory, SeeRemarks
Year built
1918
Lot size
0.21 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Connected, Public
HOA
Annual tax
$9,025
MLS #
S1613971
County
Madison

At a glance

Basement
Garage (1)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeElectricWaterHeaterRefrigeratorWasher
Interior
SeparateFormalDiningRoomEatInKitchenGraniteCountersHomeOfficeKitchenIslandOtherSeeRemarksWindowTreatmentsMainLevelPrimaryPrimarySuite
Exterior
BlacktopDrivewayGravelDrivewayPatio
Community
TrailsPaths
Parking
DetachedGarage
Flooring
Hardwood, Laminate, Varies
Roof
Asphalt, Metal
Sewer
Connected

Lot features

Rectangular, RectangularLot

Neighborhood — 13346

MetricThis ZIPCountyUSA
Population5,64719,351,094299,088,112
Population Change Since1990-7.00%8.00%20.00%
Population Density158395
Male2,6529,381,926147,432,321
Female2,9959,969,168151,655,844
Never Married2,7974,946,39163,775,926
Married1,4537,166,701123,120,365
Separated3111,159,67312,639,686
Widowed2601,110,24515,467,586
Divorced2911,210,44823,075,029
Number Of House Hold1,3217,102,016111,826,380
Average House Hold Size2.522.642.60
Medial Age22.3536.5335.46
Median House Hold Income$41,200$49,847$48,276
Average House Hold Income$57,800$70,032$63,629
P C I$16,324$26,569$24,529
M D I$35,877$42,210$41,133
A T H E$48,231$54,185$50,898
S T R8.00%4.00%
W C J85.59%81.55%77.74%
(Zip) Code
13346

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Hamilton Village R.E., LLC via Buffalo MLS. Information deemed reliable but not guaranteed.