CCertihomes
1902 E River Road, Olean, NY 14760

$194,900

4 beds 2 baths 2,976 sqft Built 192045 days on marketActive

About this home

This house, barn, and garage sit on 4.85 acres includes Free Gas and has amazing hillside views in Olean NY, Cattaraugus County. The home’s first story has a large open kitchen, 1 bedroom, 1 full bathroom, 2 living rooms, and 2 mudroom entrances.  The second story has 3 bedrooms, 1 full bathroom, and a living room area.  The attic is unfinished but big enough to create additional living space.  The walk-in basement is unfinished but holds the furnace, hot water tank, and plenty of room for storage.  The house has a well but also has connectivity to the Olean City water.  The house was built with the city water, and the barn was built with the well.  The outbuildings include a 40 x 30 stable barn which has a workshop and 4 stalls for horses or other animals, and a 40 x 25 workshop-storage area.  All the outbuildings have electric. The special circumstance of this property is that it comes with free gas off leased gas wells not from the property.  The new owner will sign off on receiving the free gas at closing.  The property is located in a flood zone as it sits across the street from the Allegheny River.  This would require flood insurance if it is going to be financed.  The property has 300 feet of road frontage.  The driveway is shared by the Olean City Water Department which is the neighbor to the west.  The property has so much potential to either be a homestead, a small farm, or a recreational paradise.  Located just minutes outside of Olean for all the necessities.  Don’t let this opportunity get away!  Surface rights convey. Located approximately 3 minutes to downtown Olean NY, 27 minutes to Salamanca NY, 35 minutes to Ellicottville NY and Rushford NY, 1 hour 28 minutes to Buffalo NY, and 1 hour 50 minutes to Rochester NY.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,053/mo

Real estate (PITI + HOA + PMI)
$2,025
Principal + interest$1,251
Property tax + insurance$701
PMI / 2nd mortgage$73
Utilities
$2,019
Heating + cooling$860
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,053/mo TLC
Budget$5,000/mo
Remaining after TLC$1,947/mo
Purchase price
$194,900
Down payment
$9,745 (5%)
Loan amount
$185,155
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
Farmhouse, TwoStory
Year built
1920
Lot size
4.85 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Well
HOA
Annual tax
$4,827
MLS #
S1614676
County
Cattaraugus

At a glance

Basement
Garage (2)

Home features

Appliances
DryerSeeRemarksWaterHeaterWasher
Interior
LivingDiningRoomWorkshop
Exterior
GravelDriveway
Parking
DetachedGarageDrivewayOther
Flooring
Carpet, Laminate, Varies
Sewer
SepticTank

Lot features

FloodZone, IrregularLot

Neighborhood — 14760

MetricThis ZIPCountyUSA
Population18,73219,351,094299,088,112
Population Change Since1990-14.00%8.00%20.00%
Population Density294395
Male8,8619,381,926147,432,321
Female9,8719,969,168151,655,844
Never Married4,4284,946,39163,775,926
Married7,2587,166,701123,120,365
Separated1,0261,159,67312,639,686
Widowed1,3671,110,24515,467,586
Divorced1,4651,210,44823,075,029
Number Of House Hold7,0997,102,016111,826,380
Average House Hold Size2.442.642.60
Medial Age37.0536.5335.46
Median House Hold Income$35,386$49,847$48,276
Average House Hold Income$46,879$70,032$63,629
P C I$18,889$26,569$24,529
M D I$31,259$42,210$41,133
A T H E$41,723$54,185$50,898
S T R8.00%4.00%
W C J84.88%81.55%77.74%
(Zip) Code
14760

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Landquest Inc. via Buffalo MLS. Information deemed reliable but not guaranteed.