CCertihomes
77 Third Street, Gloversville, NY 12078

$59,900

3 beds 1 baths 1,296 sqft Built 189329 days on marketActive

About this home

Affordable two-story single-family home in Gloversville featuring 3 bedrooms, 1 full bath, eat-in kitchen, hardwood floors, and attached garage. Conveniently located on a neighborhood street with public water and sewer. Ideal for owner-occupants or investors looking for a project. Property is being sold as-is.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,261/mo

Real estate (PITI + HOA + PMI)
$691
Principal + interest$384
Property tax + insurance$285
PMI / 2nd mortgage$22
Utilities
$991
Heating + cooling$341
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,261/mo TLC
Budget$5,000/mo
Remaining after TLC$3,739/mo
Purchase price
$59,900
Down payment
$2,995 (5%)
Loan amount
$56,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1893
Lot size
0.1664 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,129
MLS #
S1613975
County
Fulton

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeaterSeeRemarks
Interior
EatInKitchenOtherSeeRemarks
Exterior
BlacktopDriveway
Parking
AttachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 12078

MetricThis ZIPCountyUSA
Population21,82319,351,094299,088,112
Population Change Since1990-5.00%8.00%20.00%
Population Density180395
Male10,4249,381,926147,432,321
Female11,3989,969,168151,655,844
Never Married4,5984,946,39163,775,926
Married8,5667,166,701123,120,365
Separated1,1861,159,67312,639,686
Widowed1,5811,110,24515,467,586
Divorced1,9051,210,44823,075,029
Number Of House Hold8,5887,102,016111,826,380
Average House Hold Size2.502.642.60
Medial Age38.3536.5335.46
Median House Hold Income$33,679$49,847$48,276
Average House Hold Income$41,790$70,032$63,629
P C I$16,874$26,569$24,529
M D I$29,888$42,210$41,133
A T H E$38,881$54,185$50,898
S T R8.00%4.00%
W C J76.10%81.55%77.74%
(Zip) Code
12078

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.