CCertihomes
7 Baker Street, Johnstown, NY 12095

$69,900

2 beds 1 baths 1,178 sqft Built 190029 days on marketActive

About this home

Charming two-story single-family home in Johnstown offering 2 bedrooms and 1 bathroom. Featuring hardwood floors, eat-in kitchen, full basement, and detached garage. Located on a neighborhood street with public utilities. Property is being sold as-is — great opportunity for investors or owner-occupants looking for a renovation project.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,311/mo

Real estate (PITI + HOA + PMI)
$775
Principal + interest$449
Property tax + insurance$300
PMI / 2nd mortgage$26
Utilities
$931
Heating + cooling$311
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,311/mo TLC
Budget$5,000/mo
Remaining after TLC$3,689/mo
Purchase price
$69,900
Down payment
$3,495 (5%)
Loan amount
$66,405
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.1 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,258
MLS #
S1613997
County
Fulton

At a glance

Basement
Garage (1)

Home features

Appliances
GasWaterHeaterSeeRemarks
Interior
EatInKitchenOtherSeeRemarks
Exterior
BlacktopDriveway
Parking
DetachedGarage
Flooring
Hardwood, Varies
Sewer
Connected

Lot features

IrregularLot, ResidentialLot

Neighborhood — 12095

MetricThis ZIPCountyUSA
Population12,39419,351,094299,088,112
Population Change Since1990-2.00%8.00%20.00%
Population Density207395
Male6,2189,381,926147,432,321
Female6,1769,969,168151,655,844
Never Married2,7114,946,39163,775,926
Married5,1117,166,701123,120,365
Separated7121,159,67312,639,686
Widowed9151,110,24515,467,586
Divorced9261,210,44823,075,029
Number Of House Hold4,6447,102,016111,826,380
Average House Hold Size2.492.642.60
Medial Age38.8336.5335.46
Median House Hold Income$38,587$49,847$48,276
Average House Hold Income$47,318$70,032$63,629
P C I$19,530$26,569$24,529
M D I$33,779$42,210$41,133
A T H E$42,138$54,185$50,898
S T R8.00%4.00%
W C J78.81%81.55%77.74%
(Zip) Code
12095

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/12/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.