21912 Birch Lane, Watertown Town, NY 13601
$359,900
3 beds 2 baths 1,736 sqft Built 195832 days on marketActive
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
Your estimated payment
$3,749/mo
- Real estate (PITI + HOA + PMI)
- $3,150
- Utilities
- $1,285
- Transportation
- $0
- Other (entertainment)
- $133
Principal + interest$2,309
Property tax + insurance$706
PMI / 2nd mortgage$135
Heating + cooling$493
Internet + TV + phone$133
Water + sewer + garbage$58
Budget$5,000/mo
Remaining after TLC$1,251/mo
Purchase price
$359,900
Down payment
$17,995 (5%)
Loan amount
$341,905
APR
7.15%
Quick facts
Type
SingleFamilyResidence
Style
Ranch
Year built
1958
Lot size
0.4683 ac
Stories
1
Heating
Ductless, Gas, Baseboard
Cooling
Ductless
Water
Connected, Public
HOA
—
Annual tax
$3,752
MLS #
S1614754
County
Jefferson
At a glance
Air conditioning
Fireplace
Basement
Garage (2)
Home features
Appliances
DishwasherDisposalGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWineCooler
Interior
CeilingFansSeparateFormalDiningRoomKitchenIslandBedroomOnMainLevel
Exterior
BlacktopDrivewayDeckPatio
Parking
AttachedGarageHeatedGarageGarageDoorOpener
Flooring
CeramicTile, Hardwood, Laminate, Varies
Roof
Shingle
Sewer
Connected
Lot features
Rectangular, RectangularLot, RuralLot
Neighborhood — 13601
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 32,792 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -7.00% | 8.00% | 20.00% |
| Population Density | 245 | 395 | — |
| Male | 15,655 | 9,381,926 | 147,432,321 |
| Female | 17,137 | 9,969,168 | 151,655,844 |
| Never Married | 6,671 | 4,946,391 | 63,775,926 |
| Married | 12,619 | 7,166,701 | 123,120,365 |
| Separated | 1,743 | 1,159,673 | 12,639,686 |
| Widowed | 2,009 | 1,110,245 | 15,467,586 |
| Divorced | 2,779 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 12,471 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.53 | 2.64 | 2.60 |
| Medial Age | 34.05 | 36.53 | 35.46 |
| Median House Hold Income | $33,861 | $49,847 | $48,276 |
| Average House Hold Income | $44,637 | $70,032 | $63,629 |
| P C I | $17,680 | $26,569 | $24,529 |
| M D I | $29,953 | $42,210 | $41,133 |
| A T H E | $40,488 | $54,185 | $50,898 |
| S T R | 7.75% | 4.00% | — |
| W C J | 80.27% | 81.55% | 77.74% |
(Zip) Code
13601
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/13/2025. Provided courtesy of Howard Hanna-Watertown via Buffalo MLS. Information deemed reliable but not guaranteed.