CCertihomes
1225 Whitesboro Street, Utica, NY 13502

$149,000

3 beds 2 baths 1,420 sqft Built 188028 days on marketActive

About this home

Charming 3-Bedroom, 2-Bathroom Two-Story Home with Driveway Don’t miss this beautifully maintained 3-bedroom, 2 full bathroom two-story home full of charm and character! Step inside to discover a spacious layout with natural light throughout. The home features a welcoming living area, a functional kitchen, and well-sized bedrooms perfect for comfort and privacy. With two full bathrooms and ample storage, this home is ideal for families or anyone looking for space to grow. Enjoy the convenience of a private driveway and a location close to schools, parks, shopping, and transit. The charm of this home truly needs to be seen to be appreciated—schedule your private showing today!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,972/mo

Real estate (PITI + HOA + PMI)
$1,373
Principal + interest$956
Property tax + insurance$361
PMI / 2nd mortgage$56
Utilities
$1,127
Heating + cooling$414
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,972/mo TLC
Budget$5,000/mo
Remaining after TLC$3,028/mo
Purchase price
$149,000
Down payment
$7,450 (5%)
Loan amount
$141,550
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1880
Lot size
0.0712 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$2,014
MLS #
S1614852
County
Oneida

At a glance

Basement

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
SeparateFormalDiningRoomOtherSeeRemarks
Exterior
BlacktopDriveway
Parking
NoGarage
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/13/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.