CCertihomes
1247 Lincoln Avenue, Utica, NY 13502

$165,000

5 beds 2 baths 1,776 sqft Built 190053 days on marketActive

About this home

Well-Maintained 2-Unit Family Home – Great Investment Opportunity! This well-kept multi-family property features two spacious units, making it a perfect investment or owner-occupant opportunity. The first-floor unit includes 2 bedrooms, while the second-floor unit offers 3 bedrooms—ideal for maximizing rental income or accommodating extended family. Live in one unit and rent out the other to offset your mortgage, or lease both for a solid return. Each unit has a functional layout with good natural light and plenty of space.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$4,378/mo

Real estate (PITI + HOA + PMI)
$3,688
Principal + interest$1,059
Property tax + insurance$2,567
PMI / 2nd mortgage$62
Utilities
$1,321
Heating + cooling$511
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$4,378/mo TLC
Budget$5,000/mo
Remaining after TLC$622/mo
Purchase price
$165,000
Down payment
$8,250 (5%)
Loan amount
$156,750
APR
7.15%

Quick facts

Type
MultiFamily
Style
Year built
1900
Lot size
0.0449 ac
Stories
2
Heating
Gas, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$28,136
MLS #
S1615012
County
Oneida

At a glance

Basement

Home features

Appliances
ElectricWaterHeater
Parking
NoDriveway
Flooring
Hardwood, Varies, Vinyl
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13502

MetricThis ZIPCountyUSA
Population29,02519,351,094299,088,112
Population Change Since1990-17.00%8.00%20.00%
Population Density609395
Male13,8339,381,926147,432,321
Female15,1919,969,168151,655,844
Never Married7,9864,946,39163,775,926
Married10,1677,166,701123,120,365
Separated1,6221,159,67312,639,686
Widowed2,4011,110,24515,467,586
Divorced2,1801,210,44823,075,029
Number Of House Hold11,5857,102,016111,826,380
Average House Hold Size2.352.642.60
Medial Age38.1036.5335.46
Median House Hold Income$32,508$49,847$48,276
Average House Hold Income$40,951$70,032$63,629
P C I$17,157$26,569$24,529
M D I$28,880$42,210$41,133
A T H E$38,331$54,185$50,898
S T R9.00%4.00%
W C J81.13%81.55%77.74%
(Zip) Code
13502

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/13/2025. Provided courtesy of Miner Realty & Prop Management via Buffalo MLS. Information deemed reliable but not guaranteed.