$639,000
About this home
Commercial Opportunity in the Heart of Richmondville, NY - Prime 6, 000 Sq Ft Mixed-Use Building! Welcome to 281 Main Street, Richmondville, NY, a rare commercial investment opportunity in the vibrant heart of Schoharie County. Priced at $639, 000, this 6, 000 square foot, three-story building offers a turn-key setup for a variety of commercial or residential ventures. Currently home to Cargies Deli (business name not included in sale), this property comes fully equipped with a professional-grade commercial kitchen, multiple freezers, refrigerated deli cases, coolers, and top-tier stainless steel appliances, ready to meet any culinary or food service needs. Built in 1890 and beautifully maintained, the structure offers 15 total rooms, including 6 bedrooms, 3 full baths, and 2 half baths, allowing flexible use for mixed commercial and residential configurations, owner-occupancy, short-term rentals, or offices. The building features wheelchair-accessible bathrooms, no-step entry, and modern mini-split HVAC, heat pumps, and central A/C for year-round comfort. Situated on a .10-acre rectangular lot with 32 feet of road frontage on Main Street and easy parking access, the location is ideal for foot traffic and visibility. You're just steps from Holmes Street and within the Cobleskill-Richmondville Central School District, making it attractive for both community-serving businesses and residential tenants. Whether you're a restaurateur, investor, or entrepreneur, this is a rare chance to own a piece of historic downtown Richmondville with public water, sewer, and electric connections, and flexible financing options including cash, conventional, and commercial loans.
Affordability — calculate your monthly payment
Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.
- Real estate (PITI + HOA + PMI)
- $5,484
- Utilities
- $3,783
- Transportation
- $0
- Other (entertainment)
- $133
Quick facts
At a glance
Home features
Lot features
Rectangular, RectangularLot
Neighborhood — 12149
| Metric | This ZIP | County | USA |
|---|---|---|---|
| Population | 2,939 | 19,351,094 | 299,088,112 |
| Population Change Since1990 | -15.00% | 8.00% | 20.00% |
| Population Density | 59 | 395 | — |
| Male | 1,480 | 9,381,926 | 147,432,321 |
| Female | 1,460 | 9,969,168 | 151,655,844 |
| Never Married | 556 | 4,946,391 | 63,775,926 |
| Married | 1,398 | 7,166,701 | 123,120,365 |
| Separated | 80 | 1,159,673 | 12,639,686 |
| Widowed | 169 | 1,110,245 | 15,467,586 |
| Divorced | 199 | 1,210,448 | 23,075,029 |
| Number Of House Hold | 1,065 | 7,102,016 | 111,826,380 |
| Average House Hold Size | 2.73 | 2.64 | 2.60 |
| Medial Age | 38.65 | 36.53 | 35.46 |
| Median House Hold Income | $40,624 | $49,847 | $48,276 |
| Average House Hold Income | $46,982 | $70,032 | $63,629 |
| P C I | $17,096 | $26,569 | $24,529 |
| M D I | $35,521 | $42,210 | $41,133 |
| A T H E | $41,989 | $54,185 | $50,898 |
| S T R | 8.00% | 4.00% | — |
| W C J | 80.07% | 81.55% | 77.74% |
Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.
Map & walkability
Open in Google Maps →Listing information last refreshed 6/13/2025. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.