CCertihomes
418 Main Street, Whitestown, NY 13417

$279,900

4 beds 3 baths 2,496 sqft Built 191049 days on marketActive

About this home

Spacious and full of character describes this 4-bedroom, 2.5-bath village home ideally located in the heart of New York Mills. Thoughtfully maintained by the same owners for over 50 years, this home features a generous kitchen, formal dining room, and a welcoming living room with a fireplace. High ceilings, tall oversized windows, and beautiful hardwood floors create a bright, airy atmosphere throughout. The deep, private backyard is beautifully landscaped and perfect for relaxing or entertaining, complete with a large deck and an enclosed screen porch for seasonal enjoyment. A first floor laundry and two-stall garage add to the home's functionality. With timeless charm, modern comfort, and a convenient location, this home is a true gem.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,495/mo

Real estate (PITI + HOA + PMI)
$2,668
Principal + interest$1,796
Property tax + insurance$767
PMI / 2nd mortgage$105
Utilities
$1,681
Heating + cooling$691
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$3,495/mo TLC
Budget$5,000/mo
Remaining after TLC$1,505/mo
Purchase price
$279,900
Down payment
$13,995 (5%)
Loan amount
$265,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory, Traditional
Year built
1910
Lot size
0.603 ac
Stories
2
Heating
Gas, HotWater
Cooling
Water
Connected, Public
HOA
Annual tax
$4,942
MLS #
S1614203
County
Oneida

At a glance

Fireplace
Basement
Garage (2)

Home features

Appliances
DryerGasOvenGasRangeGasWaterHeaterRefrigeratorWasher
Interior
EntranceFoyerEatInKitchenSeparateFormalLivingRoomHomeOfficeKitchenIslandSolidSurfaceCounters
Exterior
BlacktopDrivewayDeckPrivateYardSeeRemarks
Parking
DetachedGarageOther
Flooring
Carpet, Hardwood, Resilient, Varies
Roof
Asphalt, Shingle
Sewer
Connected

Lot features

NearPublicTransit, Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13417

MetricThis ZIPCountyUSA
Population2,26019,351,094299,088,112
Population Change Since1990-16.00%8.00%20.00%
Population Density2,168395
Male1,0359,381,926147,432,321
Female1,2259,969,168151,655,844
Never Married6314,946,39163,775,926
Married7907,166,701123,120,365
Separated781,159,67312,639,686
Widowed2211,110,24515,467,586
Divorced2121,210,44823,075,029
Number Of House Hold1,0357,102,016111,826,380
Average House Hold Size2.172.642.60
Medial Age40.5736.5335.46
Median House Hold Income$37,620$49,847$48,276
Average House Hold Income$40,519$70,032$63,629
P C I$18,917$26,569$24,529
M D I$33,255$42,210$41,133
A T H E$38,192$54,185$50,898
S T R9.00%4.00%
W C J75.10%81.55%77.74%
(Zip) Code
13417

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/13/2025. Provided courtesy of Coldwell Banker Faith Properties via Buffalo MLS. Information deemed reliable but not guaranteed.