CCertihomes
283 Main Street, Richmondville, NY 12149

$199,000

0 beds 0 baths 2,160 sqft Built 18900 days on marketActive

About this home

Welcome to 283 Main Street, Richmondville, NY, 12149, situated on 0.03 acres in Schoharie County. This property is an exceptional opportunity for savvy investors and business owners alike. Boasting a prime Main Street location, this two-story commercial/residential space offers a unique blend of versatility and charm. The ground floor showcases a versatile commercial storefront, office space, or currently a thriving Golf Simulator Experience - perfect for unleashing your entrepreneurial vision. Upstairs, a freshly renovated 2-bedroom apartment provides an ideal living space or additional income opportunity. The possibilities for this Main Street gem are truly endless, with plenty of room for customization and growth. Your new property also offers modern amenities, including high-speed internet connectivity, to ensure efficiency and productivity. The apartment layout features a full kitchen, making it convenient for a live-work setup or rental potential. Located in Schoharie County, this property benefits from easy access to a range of local attractions. Experience the vibrant energy of nearby Albany, just a short drive away, offering diverse dining, shopping, and cultural experiences. Additionally, the picturesque town of Cooperstown is within reach, offering a charming getaway for baseball enthusiasts and history lovers alike. For those with city commutes in mind, the George Washington Bridge in New York is conveniently located, offering a seamless connection to bustling urban life. Don't miss this chance to secure a piece of Main Street magic in the heart of Richmondville. Whether you're looking to launch a new business venture, expand your existing operations, or enjoy the benefits of a live-work setup, this property is ready to make your dreams a reality. Welcome home to limitless potential at 283 Main St.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$2,640/mo

Real estate (PITI + HOA + PMI)
$1,912
Principal + interest$1,277
Property tax + insurance$560
PMI / 2nd mortgage$75
Utilities
$1,423
Heating + cooling$562
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$2,640/mo TLC
Budget$5,000/mo
Remaining after TLC$2,360/mo
Purchase price
$199,000
Down payment
$9,950 (5%)
Loan amount
$189,050
APR
7.15%

Quick facts

Type
Business
Style
Year built
1890
Lot size
0.03 ac
Stories
2
Heating
Electric, Baseboard
Cooling
Water
Public
HOA
Annual tax
$3,504
MLS #
R1614063
County
Schoharie

At a glance

Basement

Home features

Parking
CommonOnSite
Flooring
Linoleum, Vinyl, Carpet
Roof
RolledHotMop
Sewer
PublicSewer

Lot features

Rectangular, RectangularLot

Neighborhood — 12149

MetricThis ZIPCountyUSA
Population2,93919,351,094299,088,112
Population Change Since1990-15.00%8.00%20.00%
Population Density59395
Male1,4809,381,926147,432,321
Female1,4609,969,168151,655,844
Never Married5564,946,39163,775,926
Married1,3987,166,701123,120,365
Separated801,159,67312,639,686
Widowed1691,110,24515,467,586
Divorced1991,210,44823,075,029
Number Of House Hold1,0657,102,016111,826,380
Average House Hold Size2.732.642.60
Medial Age38.6536.5335.46
Median House Hold Income$40,624$49,847$48,276
Average House Hold Income$46,982$70,032$63,629
P C I$17,096$26,569$24,529
M D I$35,521$42,210$41,133
A T H E$41,989$54,185$50,898
S T R8.00%4.00%
W C J80.07%81.55%77.74%
(Zip) Code
12149

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/13/2025. Provided courtesy of Charlotteville Realty via Buffalo MLS. Information deemed reliable but not guaranteed.