CCertihomes
22 Prospect Street, Norwich-City, NY 13815

$64,900

4 beds 2 baths 1,828 sqft Built 19562 days on marketActive

About this home

Calling all investors: fixer-upper in fantastic location in Norwich! Great neighborhood, outside of flood zone with a large private yard. This four bedroom home is looking for someone to love it. Motivated seller looking for offers - this could be a wonderful home with formal large living room, good-sized kitchen and formal dining room. The main floor offers 3 bedrooms and full bath. The second story needs extra attention and new roof, but the investment potential is well worth it! Large open loft area used as 4th bedroom with the second full bath, under-eaves storage and awaiting your vision. Attached garage, full basement. Central air condenser onsite (condition unknown). The large private yard really makes this property a gem-in-the-rough. Looking for offers - don't miss out on this investment opportunity! PROPERTY BEING SOLD "AS IS" - NO WARRANTIES OR GUARANTEES TO CONDITION OF SYSTEMS OR APPLIANCES.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,713/mo

Real estate (PITI + HOA + PMI)
$1,028
Principal + interest$416
Property tax + insurance$588
PMI / 2nd mortgage$24
Utilities
$1,225
Heating + cooling$458
Internet + TV + phone$143
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$143
$1,713/mo TLC
Budget$5,000/mo
Remaining after TLC$3,287/mo
Purchase price
$64,900
Down payment
$3,245 (5%)
Loan amount
$61,655
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
CapeCod
Year built
1956
Lot size
0.23 ac
Stories
0
Heating
Gas, ForcedAir
Cooling
CentralAir
Water
Connected, Public
HOA
Annual tax
$5,452
MLS #
R1614992
County
Chenango

At a glance

Air conditioning
Basement
Garage (1)

Home features

Appliances
DishwasherElectricOvenElectricRangeGasWaterHeater
Interior
CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomSkylightsBedroomOnMainLevel
Exterior
ConcreteDrivewayDeckPrivateYardSeeRemarks
Parking
AttachedGarage
Flooring
Carpet, CeramicTile, Hardwood, Laminate, Varies, Vinyl
Roof
Shingle
Sewer
Connected

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13815

MetricThis ZIPCountyUSA
Population10,03219,351,094299,088,112
Population Change Since1990-8.00%8.00%20.00%
Population Density91395
Male4,6009,381,926147,432,321
Female5,4319,969,168151,655,844
Never Married2,1084,946,39163,775,926
Married3,6917,166,701123,120,365
Separated6071,159,67312,639,686
Widowed9141,110,24515,467,586
Divorced9721,210,44823,075,029
Number Of House Hold3,8737,102,016111,826,380
Average House Hold Size2.432.642.60
Medial Age39.5536.5335.46
Median House Hold Income$33,735$49,847$48,276
Average House Hold Income$48,728$70,032$63,629
P C I$20,017$26,569$24,529
M D I$29,853$42,210$41,133
A T H E$42,898$54,185$50,898
S T R8.00%4.00%
W C J85.30%81.55%77.74%
(Zip) Code
13815

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/14/2025. Provided courtesy of Chenango County Realty via Buffalo MLS. Information deemed reliable but not guaranteed.