CCertihomes
7603 State Highway 7, Maryland, NY 12116

$310,000

4 beds 3 baths 1,577 sqft Built 189024 days on marketActive

About this home

Experience the perfect combination of comfort, convenience, and versatility with this exceptional property! The main home features 3 bedrooms and 2 bathrooms, thoughtfully designed with one-floor living in mind. A full bathroom and laundry area on the first floor make daily living a breeze, while the oversized 2-car garage offers ample space for vehicles, tools, and storage. The property also includes a charming detached 1-bedroom barndominium, ideal for guests, extended family, or rental income. This cozy retreat boasts radiant floor heating for ultimate comfort and warmth. The apartment is complemented by its own attached garage, spacious enough to accommodate an RV, boat, or other oversized vehicles. Situated on a generous lot, this property is perfect for multi-generational living, investment opportunities, or anyone seeking additional space for their lifestyle needs. Don’t miss the chance to make this rare find your forever home!

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$3,479/mo

Real estate (PITI + HOA + PMI)
$2,917
Principal + interest$1,989
Property tax + insurance$812
PMI / 2nd mortgage$116
Utilities
$1,179
Heating + cooling$443
Internet + TV + phone$127
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$127
$3,479/mo TLC
Budget$5,000/mo
Remaining after TLC$1,521/mo
Purchase price
$310,000
Down payment
$15,500 (5%)
Loan amount
$294,500
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1890
Lot size
2.32 ac
Stories
2
Heating
Propane, Oil, Baseboard, Radiant
Cooling
Water
Well
HOA
Annual tax
$5,631
MLS #
R1615059
County
Otsego

At a glance

Fireplace
Basement
Garage (3)

Home features

Appliances
DryerDishwasherElectricOvenElectricRangeOilWaterHeaterPropaneWaterHeaterRefrigeratorWasher
Interior
CountryKitchenPullDownAtticStairsBedroomOnMainLevel
Exterior
BlacktopDrivewayPatioPropaneTankLeased
Parking
DetachedElectricityGarageGarageDoorOpener
Flooring
Hardwood, Laminate, Varies, Vinyl
Roof
Asphalt, Metal
Sewer
SepticTank

Lot features

IrregularLot

Neighborhood — 12116

MetricThis ZIPCountyUSA
Population93319,351,094299,088,112
Population Change Since19908.00%8.00%20.00%
Population Density26395
Male4549,381,926147,432,321
Female4809,969,168151,655,844
Never Married1724,946,39163,775,926
Married3967,166,701123,120,365
Separated1041,159,67312,639,686
Widowed791,110,24515,467,586
Divorced431,210,44823,075,029
Number Of House Hold3037,102,016111,826,380
Average House Hold Size2.682.642.60
Medial Age41.9436.5335.46
Median House Hold Income$42,120$49,847$48,276
Average House Hold Income$53,224$70,032$63,629
P C I$18,808$26,569$24,529
M D I$36,730$42,210$41,133
A T H E$45,615$54,185$50,898
S T R8.00%4.00%
W C J80.83%81.55%77.74%
(Zip) Code
12116

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/14/2025. Provided courtesy of Keller Williams Upstate NY Properties via Buffalo MLS. Information deemed reliable but not guaranteed.