CCertihomes
14328 Pearl Street, Diana, NY 13648

$79,900

3 beds 1 baths 1,130 sqft Built 190054 days on marketActive

About this home

Cute move in ready village home affordably priced for a quick sale! Large living room, formal dining room w/built in cabinets & a modern kitchen. Full bath w/stand up shower & a bedroom on the 1st floor plus a back mud room that has washer/dryer hook-ups & leads to the 1 car attached garage complete w/opener. electricity, storage/shop space & paved driveway. 2 additional bedrooms upstairs & large hallway for additional storage. Adorable covered front porch & large back deck for entertaining & enjoying the sounds of the Oswegatchie river flowing. Many updates have been done in the last 10 years - new windows, roof, 100 amp electric box w/ circuit breakers, furnace & water heater. Concrete septic tank & leech field is 6 years old. Full dry walk out basement for more storage & also has washer/dryer hook-ups. Nice sized backyard & close to the village park.

Affordability — calculate your monthly payment

Adjust your budget to see what's left after housing, utilities and transportation. Numbers below assume a 5% down, 30YrFixed at 7.15% APR.

Your estimated payment
$1,353/mo

Real estate (PITI + HOA + PMI)
$799
Principal + interest$513
Property tax + insurance$256
PMI / 2nd mortgage$30
Utilities
$985
Heating + cooling$343
Internet + TV + phone$133
Water + sewer + garbage$58
Transportation
$0
Other (entertainment)
$133
$1,353/mo TLC
Budget$5,000/mo
Remaining after TLC$3,647/mo
Purchase price
$79,900
Down payment
$3,995 (5%)
Loan amount
$75,905
APR
7.15%

Quick facts

Type
SingleFamilyResidence
Style
TwoStory
Year built
1900
Lot size
0.211 ac
Stories
0
Heating
Oil, ForcedAir
Cooling
Water
Connected, Public
HOA
Annual tax
$1,640
MLS #
S1615148
County
Lewis

At a glance

Basement
Garage (1)

Home features

Appliances
ElectricOvenElectricRangeElectricWaterHeaterRefrigerator
Interior
CeilingFansCountryKitchenLivingDiningRoomBedroomOnMainLevel
Exterior
BlacktopDrivewayDeck
Parking
AttachedElectricityGarageStorageGarageDoorOpener
Flooring
Laminate, Varies
Roof
Metal
Sewer
SepticTank

Lot features

Rectangular, RectangularLot, ResidentialLot

Neighborhood — 13648

MetricThis ZIPCountyUSA
Population1,11419,351,094299,088,112
Population Change Since1990-4.00%8.00%20.00%
Population Density7395
Male5629,381,926147,432,321
Female5529,969,168151,655,844
Never Married1994,946,39163,775,926
Married5437,166,701123,120,365
Separated471,159,67312,639,686
Widowed771,110,24515,467,586
Divorced781,210,44823,075,029
Number Of House Hold4167,102,016111,826,380
Average House Hold Size2.612.642.60
Medial Age41.3236.5335.46
Median House Hold Income$34,558$49,847$48,276
Average House Hold Income$42,975$70,032$63,629
P C I$16,231$26,569$24,529
M D I$30,499$42,210$41,133
A T H E$39,655$54,185$50,898
S T R7.75%4.00%
W C J74.54%81.55%77.74%
(Zip) Code
13648

Data via Certihomes neighborhood index. Comparisons across this ZIP, county and the United States.

Map & walkability

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Listing information last refreshed 6/15/2025. Provided courtesy of Hometown Real Estate Services via Buffalo MLS. Information deemed reliable but not guaranteed.